Our private health insurance

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Introducing black+white flexi packages

Our new black+white flexi packages include hospital and extras cover with a simple flexi extras limit that increases each year for 5 years.

$550+

Flexi extras limit
with yearly increases

  • Routine dental
  • Complex dental
  • Physio
  • Chiro
  • Osteo

Hospital cover

  • Accident
  • Ambulance
  • Rehabilitation
View all services

$700+

Flexi extras limit
with yearly increases

  • Routine dental
  • Complex dental
  • Physio
  • Chiro
  • Osteo
  • Optical

Hospital cover

  • Accident
  • Ambulance
  • Rehabilitation
  • Wisdom teeth
  • Removal of tonsils
  • Joint investigations & reconstructions
View all services

$900+

Flexi extras limit
with yearly increases

  • Routine dental
  • Complex dental
  • Physio
  • Chiro
  • Osteo
  • Optical
  • Podiatry
  • Orthotics

Hospital cover

  • No excess for kids
  • Accident
  • Ambulance
  • Rehabilitation
  • Wisdom teeth
  • Colonoscopies
  • Heart
  • Cancer treatment
View all services

$1100+

Flexi extras limit
with yearly increases

  • Routine dental
  • Complex dental
  • Physio
  • Chiro
  • Osteo
  • Optical
  • Podiatry
  • Orthotics
  • Major dental

Hospital cover

  • No excess for kids
  • Ambulance
  • Rehabilitation
  • Wisdom teeth
  • All joint replacements
  • Colonoscopies
  • Heart
  • Cancer treatment
  • Major eye surgery
  • Spinal Fusion
  • Dialysis
View all services

*Price is for customers eligible for 27.820% Australian Government Rebate and nil Lifetime Health Cover Loading. Rebate levels vary from 0.000% to 37.094%, which you can change when you get a quote. Price is for Single cover in NSW. For important information regarding membership please refer to our member guide.

Just hospital cover

Get covered for private hospital, ambulance services and more. Hospital insurance could also help you save on tax and avoid the Medicare Levy Surcharge.

All our hospital cover includes
  • Ambulance
  • Hospital accommodation
  • Operating theatre fees
  • Joint investigations & reconstructions
  • Removal of tonsils
  • Removal of appendix
  • Wisdom teeth
View all services
  • Joint investigations & reconstructions
  • Removal of tonsils
  • Removal of appendix
  • Wisdom teeth
  • Back & Spinal Fusion
View all services
  • Joint investigations & reconstructions
  • Removal of tonsils
  • Removal of appendix
  • Wisdom teeth
  • All joint replacements except hips & knees
  • Heart
  • Rehabilitation
View all services
  • Joint investigations & reconstructions
  • Removal of tonsils
  • Removal of appendix
  • Wisdom teeth
  • All joint replacements
  • Heart
  • Rehabilitation
  • Back & Spinal Fusion
  • Major eye surgery
  • Dialysis
View all services
  • Joint investigations & reconstructions
  • Removal of tonsils
  • Removal of appendix
  • Wisdom teeth
  • All joint replacements
  • Heart
  • Rehabilitation
  • Back & Spinal Fusion
  • Major eye surgery
  • Dialysis
  • Obstetrics
  • Weight loss surgery
View all services

*Price is for customers eligible for 27.820% Australian Government Rebate and nil Lifetime Health Cover Loading. Rebate levels vary from 0.000% to 37.094%, which you can change when you get a quote. Price is for Single cover in NSW. For important information regarding membership please refer to our member guide.

Just extras cover

Claim straight away on most included extras such as dental, optical and physio. The higher the level of cover the bigger your annual limit.

Buy today, claim straight away on most included extras
  • Routine dental
  • Optical
  • Physio
  • Chiro
  • Osteo
  • Alternative therapies
  • Emergency Ambulance
View all 10 services
  • Routine dental
  • Optical
  • Physio
  • Chiro
  • Osteo
  • Alternative therapies
  • Emergency Ambulance
  • Major dental
  • Orthodontics
View all 15 services
  • Routine dental
  • Optical
  • Physio
  • Chiro
  • Osteo
  • Alternative therapies
  • Emergency Ambulance
  • Major dental
  • Orthodontics
  • Podiatry
  • Orthotics
  • Pre & post natal
  • Speech therapy
View all 24 services
  • Routine dental
  • Optical
  • Physio
  • Chiro
  • Osteo
  • Alternative therapies
  • Emergency Ambulance
  • Major dental
  • Orthodontics
  • Podiatry
  • Orthotics
  • Pre & post natal
  • Speech therapy
  • No family limits
  • Outpatient
  • Increased limits
View all 28 services

*Price is for customers eligible for 27.820% Australian Government Rebate and nil Lifetime Health Cover Loading. Rebate levels vary from 0.000% to 37.094%, which you can change when you get a quote. Price is for Single cover in NSW. For important information regarding membership please refer to our member guide.

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