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Offer alert! Any 2 & 6 month waits waived on extras when you take out hospital and extras by 27 September 2018. More info

Hospital and extras packages

starter flexi
  • $550 flexi limit to spend on included extras every year.
  • Hospital cover for the ‘just in case’.
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Extras

$550
yearly flexi limit
Bare bones accident cover
 
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo

Hospital

  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
    (partial cover)
  • Palliative care
    (partial cover)
  • Psych
    (partial cover)
  • Brain surgery
lite flexi
  • $700 to spend on included extras every year on stuff like dental, chiro, physio and osteo.
  • $200 separate optical limit (100% back).
  • Hospital cover for the ‘just in case’ and then some.
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Extras

$700
yearly flexi limit
$200
optical limit
100% back on optical up to annual limit
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo

Hospital

  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Minor gynaecological procedures
  • Grommets in ears
  • Rehabilitation
    (partial cover)
  • Palliative care
    (partial cover)
  • Psych
    (partial cover)
  • Brain surgery
boost flexi
  • $800 to spend on included extras like dental, physio and natural therapies every year.
  • $200 separate optical limit (100% back).
  • Lots of hospital procedures and no excess for kids.
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Extras

$800
yearly flexi limit
$200
optical limit
No gap dental check-ups at select dentists
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo

Hospital

  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
    (partial cover)
  • Palliative care
    (partial cover)
  • Psych
    (partial cover)
  • Brain surgery
classic flexi
  • $900 to spend on included extras like dental, physio and natural therapies every year.
  • $250 separate optical limit (100% back).
  • Mid range hospital cover with no excess for the kids.
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Extras

$900
yearly flexi limit
$250
optical limit
No gap dental check-ups at select dentists
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo

Hospital

  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
     
  • Palliative care
     
  • Psych
    (partial cover)
  • Brain surgery
deluxe flexi
  • A whopping $1,100 to spend on included extras every year.
  • $300 separate optical limit (100% back).
  • High end hospital cover for you and the family with no excess for kids.
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Extras

$1100
yearly flexi limit
$300
optical limit
No gap dental check-ups at select dentists
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo

Hospital

  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
     
  • Palliative care
     
  • Psych
    (partial cover)
  • Brain surgery

*Price is for Single cover in NSW paying by direct debit and includes an Australian Government Rebate of 25.415% with a 0% Lifetime Health Cover loading. ^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. #100% back on optical up to annual limit.

Lifetime Health Cover loading and Medicare Levy Surcharge, still confused?

Find out more

Hospital only cover

starter

Bare bones hospital cover for accidents.

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  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
    (partial cover)
  • Palliative care
    (partial cover)
  • Psych
    (partial cover)
  • Brain surgery
lite

Hospital cover for the ‘just in case’ plus joint reconstructions and wisdom teeth removal.

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  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Minor gynaecological procedures
  • Grommets in ears
  • Rehabilitation
    (partial cover)
  • Palliative care
    (partial cover)
  • Psych
    (partial cover)
  • Brain surgery
boost

Plenty of hospital procedures with some excluded services to keep the costs of your cover down.

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  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
    (partial cover)
  • Palliative care
    (partial cover)
  • Psych
    (partial cover)
  • Brain surgery
classic

Meet in the middle with inclusions like cancer therapies, colonoscopies and heart-related procedures. Plus, no excess for kids.

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  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
     
  • Palliative care
     
  • Psych
    (partial cover)
  • Brain surgery
deluxe

Packed full of more including procedures like hip and knee joint replacements, major eye surgery, rehab, spinal fusion and heart-related services. And yep, you guessed it - no excess for kids.

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  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
     
  • Palliative care
     
  • Psych
    (partial cover)
  • Brain surgery
top

Want a comprehensive level of cover or looking to start a family? Then our top cover could be for you.

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  • No excess for kids
  • Accident
  • Ambulance
  • Wisdom teeth
  • Removal of tonsils & adenoids
  • Removal of appendix
  • Joint investigations & reconstructions
  • Gynaecological procedures
     
  • Grommets in ears
  • Rehabilitation
     
  • Palliative care
     
  • Psych
     
  • Brain surgery

*Price is for Single cover in NSW paying by direct debit and includes an Australian Government Rebate of 25.415% with a 0% Lifetime Health Cover loading. ^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

Extras only cover

black 50 saver

50% back up to annual limits for the basics: routine dental, physio, chiro and osteo.

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50% back
  • Psychology
  • Hypnotherapy
  • Emergency Ambulance
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo
  • Optical
    (100% back)#
black 60

60% back on dental and therapies such as physio and remedial massage, plus 100% back on optical, up to annual limits.

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60% back
  • Psychology
  • Hypnotherapy
  • Emergency Ambulance
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo
  • Optical
    (100% back)#
black 70

70% back on dental as well as therapies such as physio and remedial massage, not to mention health improvement benefits and 100% back on optical up to your annual limit.

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70% back
  • Psychology
  • Hypnotherapy
  • Emergency Ambulance
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo
  • Optical
    (100% back)#
lifestyle
Most popular

Dental including braces, a range of natural therapies and health improvement benefits plus more. You’ll be loving life with plenty of extras goodness.

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100% back on optical#
  • Psychology
  • Hypnotherapy
  • Emergency Ambulance
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo
  • Optical
    (100% back)#
family

From braces and orthotics to pre and post natal services this one’s for the whole family. Also no family limits means everyone’s got their own limit.

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No family limits
(everyone has their own)
  • Psychology
  • Hypnotherapy
  • Emergency Ambulance
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo
  • Optical
    (100% back)#
black 70 plus

70% back on lots of extras for your head to your toes, from dental all the way down to podiatry plus many, many more.

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70% back
  • Psychology
  • Hypnotherapy
  • Emergency Ambulance
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo
  • Optical
    (100% back)#
super

The biggest bunch of extras we’ve got. Plus unlimited routine dental to keep you and your teeth happy.

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Unlimited routine dental+
  • Psychology
  • Hypnotherapy
  • Emergency Ambulance
  • Routine dental
  • Complex dental
  • Major dental
  • Physio
  • Chiro
  • Osteo
  • Optical
    (100% back)#

*Price is for Single cover in NSW paying by direct debit and includes an Australian Government Rebate of 25.415%. ^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. +Some dental items have a maximum number of times you can claim towards them each financial year. #100% back on optical up to annual limit.