Compare our products
Offer alert! Any 2 & 6 month waits waived on extras plus 1 month free after your first 60 days when you take out hospital and extras by 20 June 2018. More info
Hospital and extras packages
All our pre-packaged hospital and extras include:
starter flexi
- $550 flexi limit to spend on included extras every year.
- Hospital cover for the ‘just in case’.
Extras
$550
yearly flexi limit- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
Hospital
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
(partial cover) - Palliative care
(partial cover) - Psych
(partial cover) - Brain surgery
lite flexi
- $700 to spend on included extras every year on stuff like dental, chiro, physio and osteo.
- $200 separate optical limit (100% back).
- Hospital cover for the ‘just in case’ and then some.
Extras
$700
yearly flexi limit$200
optical limit- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
Hospital
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Minor gynaecological procedures
- Grommets in ears
- Rehabilitation
(partial cover) - Palliative care
(partial cover) - Psych
(partial cover) - Brain surgery
boost flexi
- $800 to spend on included extras like dental, physio and natural therapies every year.
- $200 separate optical limit (100% back).
- Lots of hospital procedures, with more things ‘in’ than ‘out’ and no excess for kids.
Extras
$800
yearly flexi limit$200
optical limit- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
Hospital
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
(partial cover) - Palliative care
(partial cover) - Psych
(partial cover) - Brain surgery
classic flexi
- $900 to spend on included extras like dental, physio and natural therapies every year.
- $250 separate optical limit (100% back).
- Mid range hospital cover with no excess for the kids.
Extras
$900
yearly flexi limit$250
optical limit- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
Hospital
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
- Palliative care
- Psych
(partial cover) - Brain surgery
deluxe flexi
- All the above with a whopping $1,100 to spend on included extras every year.
- $300 separate optical limit (100% back).
- High end hospital cover for you and the family with no excess for kids.
Extras
$1100
yearly flexi limit$300
optical limit- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
Hospital
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
- Palliative care
- Psych
(partial cover) - Brain surgery
*Price is for Single cover in NSW paying by direct debit and includes an Australian Government Rebate of 25.415% with a 0% Lifetime Health Cover Loading. ^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. #100% back on optical up to annual limit.
Hospital only cover
All our hospital cover includes:
starter
Bare bones hospital cover for accidents.
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
(partial cover) - Palliative care
(partial cover) - Psych
(partial cover) - Brain surgery
lite
Hospital cover for the ‘just in case’ plus joint reconstructions and wisdom teeth removal.
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Minor gynaecological procedures
- Grommets in ears
- Rehabilitation
(partial cover) - Palliative care
(partial cover) - Psych
(partial cover) - Brain surgery
boost
Plenty of hospital procedures with some excluded services to keep the costs of your cover down. This is the cover to get when you want more things ‘in’ than ‘out’.
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
(partial cover) - Palliative care
(partial cover) - Psych
(partial cover) - Brain surgery
classic
Meet in the middle with thousands of inclusions like cancer therapies, colonoscopies and heart-related procedures. Plus, no excess for kids.
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
- Palliative care
- Psych
(partial cover) - Brain surgery
deluxe
Packed full of more including procedures like hip and knee joint replacements, major eye surgery, rehab, spinal fusion and heart-related services. And yep, you guessed it - no excess for kids.
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
- Palliative care
- Psych
(partial cover) - Brain surgery
top
Want a comprehensive level of cover or looking to start a family? Then our top cover could be for you.
- No excess for kids
- Accident
- Ambulance
- Wisdom teeth
- Removal of tonsils & adenoids
- Removal of appendix
- Joint investigations & reconstructions
- Gynaecological procedures
- Grommets in ears
- Rehabilitation
- Palliative care
- Psych
- Brain surgery
*Price is for Single cover in NSW paying by direct debit and includes an Australian Government Rebate of 25.415% with a 0% Lifetime Health Cover Loading. ^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.
Extras only cover
All our extras cover includes:
black 50 saver
50% back up to annual limits for the basics: routine dental, physio, chiro and osteo.
- Emergency Ambulance
- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
- Optical
(100% back)# - Natural therapies
- Orthodontics
black 60
60% back on dental and therapies such as physio and remedial massage, plus 100% back on optical, up to annual limits.
- Emergency Ambulance
- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
- Optical
(100% back)# - Natural therapies
- Orthodontics
lifestyle
Complete dental including braces, a range of natural therapies and health improvement benefits plus more. You’ll be loving life with plenty of extras goodness.
- Emergency Ambulance
- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
- Optical
(100% back)# - Natural therapies
- Orthodontics
family
From braces and orthotics to pre and post natal services this one’s for the whole family. Also no family limits means everyone’s got their own limit.
(everyone has their own)
- Emergency Ambulance
- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
- Optical
(100% back)# - Natural therapies
- Orthodontics
super
The biggest bunch of extras we’ve got. Plus unlimited routine dental to keep you and your teeth happy.
- Emergency Ambulance
- Routine dental
- Complex dental
- Major dental
- Physio
- Chiro
- Osteo
- Optical
(100% back)# - Natural therapies
- Orthodontics
*Price is for Single cover in NSW paying by direct debit and includes an Australian Government Rebate of 25.415%. ^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. +Some dental items have a maximum number of times you can claim towards them each financial year. #100% back on optical up to annual limit.