Want up to 12 weeks free?
Use our code:
Want up to 12 weeks free?
New joins who maintain on hospital & extras can get 6 weeks free after their first 60 days, and another 6 weeks free after 395 days. Plus, any 2 & 6 month waiting periods on extras waived. Offer ends 31 Mar 2026. See terms
Award winning cover
Looking for health insurance you can trust to do right by you?
Come join the winners: The independent Finder 2026 Provider of the Year Awards chose us as best of the best, so you know our health insurance will knock it out of the park.
Crowned by Finder. Loved by our members
Crowned by Finder. Loved by our members
With great choice of policies, amazing service, and features we know you'll love, it's no wonder we've been awarded Finder's 2026 health fund of the year.
Why ahm health insurance?
Join online in minutes
Join online in minutes
It only takes minutes to join ahm, but who’s counting? Just have your Medicare card and bank details handy, and you're good.
Easy online claiming
Easy online claiming
Our app is super easy to navigate, with heaps of handy features. Make a claim in minutes, manage your payments or check out your cover inclusions on the go!
We're locals
We're locals
We’ve got some of the most knowledgeable support going around! Based out of Wollongong NSW, reach us via phone or webchat if you ever need to discuss getting the best value from your cover.
Peace of mind with 30 day cooling off
Peace of mind with 30 day cooling off
If you’re not happy, get in touch within the 30-day cooling off period – as long as you haven’t made any claims, you can cancel your cover or have a chat about other cover options that might suit your needs.
Affordable cover and great member perks
Affordable cover and great member perks
With a range of options to suit your budget, compare to find what's best for you. Plus - our health insurance members get sweet discounts on other products, like Travel, Pet, Life and Car insurance, and a bunch of other goodies too...
Same benefits back at your choice of provider
Same benefits back at your choice of provider
Got a favourite physio? With ahm you don’t need to choose from a limited ‘network’ of providers. Switching to us means you can get the same benefits back for included services at most recognised providers.^
Disclaimer: ^Benefits may vary for dental check ups. Waiting periods and annual limits apply
Find health cover that suits your needs
ambulance & accident hospital (basic) & choosable 50 – teeth
starter bronze & value extras
Bronze hospital and popular extras services including dental, psychology, physio and chiro.
simple bronze plus & value extras
Bronze hospital plus and popular extras services including dental, psychology, physio and chiro.
*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.288% (based on an age of under 65 years old, single income of $101,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.