Health insurance for people things
People are complex creatures, but hey, that’s why we like you. So, when it comes to our thing (the insurance thing), we’re here to support with simple, smart, and affordable insurance.
Want up to 12 weeks free?
Want up to 12 weeks free?
For new joins who maintain on hospital & extras
6 weeks free after their first 60 days, and another 6 weeks free after 395 days
Plus, any 2 & 6 month waiting periods on extras waived
Offer ends 30 Jun 2026. See terms
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Want up to 8 weeks free on extras?
Want up to 8 weeks free on extras?
New joins on extras products can get 6 weeks free after the first 60 days, and another 2 weeks free after 365 days. Offer ends 30 Jun 2026. See terms
Why ahm?

Straightforward
Straightforward
You shouldn't need a dictionary to understand your insurance. Whether it's joining, claiming or just calling for a chat, we're small on jargon and big on keeping things simple.
Affordable
Affordable
At ahm, affordable also means great value. With extras cover starting from less than a cup of coffee per week, we've got health cover options to suit most budgets.

More than health insurance
More than health insurance
Insurance all over the place? We'll help you keep it all together. ahm health members get discounts on other insurance like travel, car, life, home, income and pet.
We’re rolling over your unused routine dental annual limits!
We’re rolling over your unused routine dental annual limits!
Here's some good news. We're giving eligible members a bit of extra time to use their unused routine dental limits... a whole financial year in fact. Yay!
Get stuck into yoga and Pilates!
Get stuck into yoga and Pilates!
Good news – natural therapies are in! Yoga and Pilates are now available on selected ahm extras covers.
Crowned by Finder. Loved by our members
Crowned by Finder. Loved by our members
Great choice of policies, amazing service, and features we know you’ll love. When you’re with ahm, you’re with the best. Finder’s 2026 Health Fund of the Year.
What is private hospital cover?
What is private hospital cover?
Help with the bill for included treatments when you’re admitted to hospital as a private patient.
Want to find out about extras cover?
Want to find out about extras cover?
For help with the bill for things like routine dental check-ups, chiro and physio – learn more about different extras and how they work here.