The only waive you’ll need this summer

We’ll waive any 2 & 6 month waits on extras when you join any eligible hospital and extras cover by 31 Jan 2017. See the terms

Show me cover for:Show me cover for ain
Find cover

Health insurance made uncomplicated

Extras Pie

Really useful extras

With flexible extras limits you can spend it how you want. Spend the lot on physio, or spread it out.

Loyalty Chart

We reward loyalty

Our flexi limit makes using your extras simple. That’s why the longer you stick with us the more your limit will grow.


You pick

Got a physio or chiro you already know and love? With ahm you get the same benefit at all recognised providers. It’s your pick, not ours.