Question 1

What’s the difference between hospital and extras cover?

Accepted Answer

Hospital and extras cover are two different parts of health insurance that can work together to look after different needs. Hospital cover can help pay for treatments or services included in your cover if you’re admitted to hospital as a private patient - things like your doctor’s fees, accommodation, and intensive care. Extras cover on the other hand, can help with everyday health services that aren’t part of your hospital cover inclusions, and aren’t covered by Medicare - like dental check-ups, physio appointments, optical and more.

Different products include cover for different things, so always make sure you check out what’s included.

Question 2

What are the benefits of a combined hospital and extras cover?

Accepted Answer

Getting hospital and extras cover together gives you one easy-to-manage policy, keeps things simple with one payment for both. Having combined hospital and extras health insurance can help you feel like your healthcare needs are being looked after both in hospital and out. Compare and mix-and-match our extras and hospital products to find a combined cover that suits your lifestyle and health goals.

Question 3

How should I choose a combined hospital and extras cover?

Accepted Answer

When choosing a hospital and extras cover with ahm, consider your lifestyle, budget and the types of healthcare that matter most to you. Select the services you want to include, and compare hospital and extras cover options to find a suitable health insurance package that offers the right balance of hospital care and everyday support for you.

Choose your own hospital & extras