Tax & hospital cover

Heads up, the income thresholds used to calculate the Medicare Levy Surcharge are changing from 1 July 2026. Read more about the changes below.

Paying extra tax is so last season. If the Medicare Levy Surcharge (MLS) is costing you extra at tax time, ahm has hospital cover options that could help you save on the surcharge, and give future-you a little peace of mind. Find out below if the surcharge applies to you, and get clued-up on the riveting world of private health cover and tax.

Having hospital cover is still a great idea.

Get started with…

Basic

ambulance & accident hospital (basic)

Accident Override that also overrides the excess - say no more.

Basic plus

core hospital (basic+)

Handy inclusions like sleep studies, dental surgery and joint reconstructions, and no excess for dependants - nice.

Bronze

starter bronze

Your bronze category cover starts here, with some important services.

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*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.118% (based on an age of under 65 years old, single income of $101,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading. Heads up, the income thresholds used to calculate the Australian Government Rebate (AGR) and Medicare Levy Surcharge (MLS) are changing from 1 July 2026, so your entitlement to the AGR may change after that date. More on the AGR & MLS changes and how this may affect you

Also interested in extras cover?View hospital & extras cover

Other ways you could save with health insurance