house

Simple home and contents insurance

Whether you’re a homeowner or renter, ahm’s got a range of different types of cover to suit. It’s that simple. 

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ahm and Medibank health members get up to 30% off!

piggy bank savings

Why ahm home and contents insurance?

flood damaged house

Flood cover?

All of our policies include cover for floods.

Instant cover

We make it easy peasy to purchase cover in a matter of minutes.

cash in back pocket

Flex your excess

With our flexible cover, you can opt for a higher excess and lower your premium, or vice versa.

Choose cover that works for you

Home and contents cover

For home owners who need protection for their house and their stuff too. Plus, you’ll also get up to 30% off as an ahm or Medibank health member.

What’s included

Escape of liquid

Riot, civil commotion or industrial unrest

Earthquake, tsunami or volcanic eruption

Fire, explosion or lightning

Accidental glass breakage

Storm and rainwater

Flood

Impact

Theft

Malicious damage

Accidental damage comprehensive only

Portable valuables cover across Australia optional

Additional benefits

Environmental benefits

Damage to landscaping

Emergency accommodation

Visitor contents

Contents in the open air at home

Credit cards

Easy claiming 24/7

Most claims can be lodged online 24/7. In some cases, you’ll even get a decision within minutes.

Need a quick answer?

Find out more about our home and contents insurance product, how to make a claim and how to manage your policy.

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Common questions

Things you should know

ahm health insurance is a business of Medibank Private Limited (ABN 47 080 890 259), who is the promoter of this insurance, as an authorised representative of Open Insurance Pty Ltd ABN 23 166 949 444 AFSL No. 451712 (Open) under AR 000286089. This insurance is issued by Open on behalf of the insurer, The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436. Medibank Private Limited and Open act as agents of Hollard and not on your behalf. Any information or advice provided is general information only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant combined Product Disclosure Statement and Financial Services Guide (PDS/FSG) to help you decide if the product is right for you.

1

The up to 30% discount for ahm home and contents insurance consists of 3 parts. A 10% new policy discount, applies for the first year of the policy only. ahm and Medibank health members receive a further 10% off, applies each year for the life of the policy. Receive a further 10% discount when you purchase a combined home & contents policy, applies for the life of your combined policy. Minimum premiums may reduce savings discounts. We reserve the right to withdraw or extend this discount at any time.

2

Benefits subject to terms and conditions, including exclusions and limits (and sub-limits) of the insurance policy. When making decisions about the product you should always refer to the Product Disclosure Statement and Financial Services Guide (PDS/FSG).

3

Up to 20% discount consists of 2 parts. A 10% new policy discount, applies for the first year of the policy only. ahm and Medibank health members receive a further 10% off, applies each year for the life of the policy. Minimum premiums may reduce savings discount. We reserve the right to withdraw or extend this discount at any time.

4

Not all claims will receive a decision in minutes. Actual experience and outcome will vary depending on the circumstances and information provided.