Simple home & contents insurance

Whether you're a homeowner or a renter, ahm's got a range of different cover types to suit.

  • Instant cover - get set up with a policy in minutes
  • Flexible excess - adjustable excess options to suit different budgets
  • 24/7 emergency help - because accidents don't just happen from 9-5
Start a quote

ahm and Medibank health members get up to 20% off¹

We money home insurance award 2024

ahm has award winning home and contents insurance!

ahm home and contents insurance has won three WeMoney awards(opens in a new tab). Check out ahm home and contents insurance today!

Why ahm home insurance?

flood damaged house

Flood cover?

All of our policies include cover for floods.

Instant cover

We make it easy peasy to purchase cover in a matter of minutes.

cash in back pocket

Flex your excess

With our flexible cover, you can opt for a higher excess and lower your premium, or vice versa.

Choose cover that works for you

Home and contents cover

For home owners who need protection for their house and their stuff too. Plus, you’ll also get 10% off as an ahm or Medibank health member.

What’s included

Escape of liquid
Riot, civil commotion or industrial unrest
Earthquake, tsunami or volcanic eruption
Fire, explosion or lightning
Accidental glass breakage
Storm and rainwater
Malicious damage
Accidental damage comprehensive only
Portable valuables cover across Australia optional

Additional benefits

Environmental benefits
Damage to landscaping
Emergency accommodation
Visitor contents
Contents in the open air at home
Credit cards

Need help choosing cover?

1300 518 049

8am – 6pm Monday to Thursday ()
8am – 5pm Friday ()

24/7 emergency help
For emergency assistance call (+61) 2 4062 8737
24 hours a day, 7 days a week within Australia and overseas

Contact us

Easy claiming 24/7

Most claims can be lodged online 24/7. In some cases, you'll even get a decision within minutes.

Need a quick answer?

Find out more about our home and contents insurance product, how to make a claim and how to manage your policy.

Billboard stating "Got questions? We’ve got the answers"

Common questions

Things you should know

ahm health insurance is a business of Medibank Private Limited (ABN 47 080 890 259), who is the promoter of this insurance, as an authorised representative of Open Insurance Pty Ltd ABN 23 166 949 444 AFSL No. 451712 (Open) under AR 000286089. This insurance is issued by Open on behalf of the insurer, The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Medibank Private Limited and Open act as agents of Hollard and not on your behalf. Any information or advice provided is general information only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant combined Product Disclosure Statement and Financial Services Guide and consider the Target Market Determination to help you decide if the product is right for you.


ahm and Medibank health members who hold an eligible private health insurance policy at the time of first taking out a car and/or home insurance policy receive 10% off their insurance premium, applying each policy term while remaining an ahm or Medibank health member. Receive a further 10% discount off their premium when purchasing a combined home & contents policy, applying each term of the combined policy. When more than one discount applies, we’ll apply them in a set order to the already discounted premium. Discount(s) does not apply to taxes, government charges or fees. Minimum premiums may reduce savings discounts. We reserve the right to withdraw or extend this discount at any time.


Benefits subject to terms and conditions, including exclusions and limits (and sub-limits) of the insurance policy. When making decisions about the product you should always refer to the Product Disclosure Statement and Financial Services Guide and the relevant Target Market Determination.


ahm and Medibank health members receive 10% off, applies each year for the life of the policy. Minimum premiums may reduce savings discount. We reserve the right to withdraw or extend this discount at any time.