house

Enjoy a $50 gift card with ahm home & contents insurance

Sign up to ahm home and/or contents insurance and you’ll enjoy a $50 gift card*. Offer ends 30 June.

Whether you’re a homeowner or renter, ahm’s got a range of different types of cover to suit.

  • Instant cover - get set up with a policy in minutes
  • Flexible excess - adjustable excess options to suit different budgets
  • 24/7 emergency help - because accidents don't just happen from 9-5
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ahm and Medibank health members get up to 30% off!

piggy bank savings

Why ahm home and contents insurance?

flood damaged house

Flood cover?

All of our policies include cover for floods.

Instant cover

We make it easy peasy to purchase cover in a matter of minutes.

cash in back pocket

Flex your excess

With our flexible cover, you can opt for a higher excess and lower your premium, or vice versa.

Choose cover that works for you

Home and contents cover

For home owners who need protection for their house and their stuff too. Plus, you’ll also get up to 30% off as an ahm or Medibank health member.

What’s included

Escape of liquid
Riot, civil commotion or industrial unrest
Earthquake, tsunami or volcanic eruption
Fire, explosion or lightning
Accidental glass breakage
Storm and rainwater
Flood
Impact
Theft
Malicious damage
Accidental damage comprehensive only
Portable valuables cover across Australia optional

Additional benefits

Environmental benefits
Damage to landscaping
Emergency accommodation
Visitor contents
Contents in the open air at home
Credit cards

Easy claiming 24/7

Most claims can be lodged online 24/7. In some cases, you’ll even get a decision within minutes.

Need a quick answer?

Find out more about our home and contents insurance product, how to make a claim and how to manage your policy.

Billboard stating "Got questions? We’ve got the answers"

Common questions

Things you should know

ahm health insurance is a business of Medibank Private Limited (ABN 47 080 890 259), who is the promoter of this insurance, as an authorised representative of Open Insurance Pty Ltd ABN 23 166 949 444 AFSL No. 451712 (Open) under AR 000286089. This insurance is issued by Open on behalf of the insurer, The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436. Medibank Private Limited and Open act as agents of Hollard and not on your behalf. Any information or advice provided is general information only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant combined Product Disclosure Statement and Financial Services Guide and consider the Target Market Determination to help you decide if the product is right for you.

1

The up to 30% discount for ahm home and contents insurance consists of 3 parts. A 10% new policy discount, applies for the first year of the policy only. ahm and Medibank health members receive a further 10% off, applies each year for the life of the policy. Receive a further 10% discount when you purchase a combined home & contents policy, applies for the life of your combined policy. Minimum premiums may reduce savings discounts. We reserve the right to withdraw or extend this discount at any time.

2

Benefits subject to terms and conditions, including exclusions and limits (and sub-limits) of the insurance policy. When making decisions about the product you should always refer to the Product Disclosure Statement and Financial Services Guide and the relevant Target Market Determination.

3

Up to 20% discount consists of 2 parts. A 10% new policy discount, applies for the first year of the policy only. ahm and Medibank health members receive a further 10% off, applies each year for the life of the policy. Minimum premiums may reduce savings discount. We reserve the right to withdraw or extend this discount at any time.

4

Not all claims will receive a decision in minutes. Actual experience and outcome will vary depending on the circumstances and information provided.

*To be eligible, customer must purchase a new ahm home and/or contents insurance policy before 11.59pm on 30 June 2022 and hold this policy for at least 30 days. Limit of one $50 e-gift card per new ahm home and/or contents insurance policy. A new policy is a policy for a home and/or contents that is not currently insured with ahm and hasn’t been insured with ahm in the last 90 days by you or someone in your family. Please allow up to 100 business days from the commencement date of your policy to receive the e-gift card by email from Edge Loyalty ABN 96 138 299 288. E-gift card cannot be exchanged for cash and no change will be given. Lost or stolen cards will not be replaced or refunded. Offer is subject to the terms and conditions of the applicable policy. Refer to the Product Disclosure Statement for more information. The Visa Virtual Account is issued by Heritage Bank Limited ABN 32 087 652 024, AFSL ACL 240984 pursuant to a license from Visa Worldwide Pte Ltd. Please visit virtualvc.com.au(opens in a new tab) to review the card terms and conditions, to check the card expiry and the card balance.