Home & contents insurance
Whether you're a homeowner or a renter, ahm's got a range of different cover types to suit.
ahm and Medibank health members get up to 20% off¹
ahm and Medibank health members get up to 20% off¹
Award-winning home and contents insurance!
We're proud to be winners of multiple WeMoney awards(opens in a new tab) for ahm home and contents insurance. Check out ahm home and contents insurance today!
Why ahm home insurance?
Flood cover?
Flood cover?
All of our policies include cover for floods.
Instant cover
Instant cover
We make it easy peasy to purchase cover in a matter of minutes.
Flex your excess
Flex your excess
With our flexible cover, you can opt for a higher excess and lower your premium, or vice versa.
Choose cover that works for you
Home and contents cover
Home and contents cover
For home owners who need protection for their house and their stuff too. Plus, you’ll also get 10% off as an ahm or Medibank health member.
What’s included
Escape of liquid
Riot, civil commotion or industrial unrest
Earthquake, tsunami or volcanic eruption
Fire, explosion or lightning
Accidental glass breakage
Storm and rainwater
Flood
Impact
Theft
Malicious damage
Accidental damage comprehensive only
Portable valuables cover across Australia optional
Additional benefits
Environmental benefits
Damage to landscaping
Emergency accommodation
Visitor contents
Contents in the open air at home
Credit cards
Add ons
Emergency Home Assist
This is a separate service provided to you by Allianz Global Assistance. Read the Emergency Home Assist T&Cs.
Need help choosing cover?
1300 518 049
8am – 6pm Monday to Thursday ()
8am – 5pm Friday ()
24/7 emergency help
For emergency assistance call (+61) 2 4062 8737
24 hours a day, 7 days a week within Australia and overseas
Handy links
Common questions
Things you should know
ahm health insurance is a business of Medibank Private Limited (ABN 47 080 890 259), who is the promoter of this insurance, as an authorised representative of Open Insurance Pty Ltd ABN 23 166 949 444 AFSL No. 451712 (Open) under AR 000286089. This insurance is issued by Open on behalf of the insurer, The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Medibank Private Limited and Open act as agents of Hollard and not on your behalf. Any information or advice provided is general information only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant combined Product Disclosure Statement and Financial Services Guide and consider the Target Market Determination to help you decide if the product is right for you.
ahm and Medibank health members who hold an eligible private health insurance policy at the time of first taking out a car and/or home insurance policy receive 10% off their insurance premium, applying each policy term while remaining an ahm or Medibank health member. Receive a further 10% discount off their premium when purchasing a combined home & contents policy, applying each term of the combined policy. When more than one discount applies, we’ll apply them in a set order to the already discounted premium. Discount(s) does not apply to taxes, government charges or fees. Minimum premiums may reduce savings discounts. We reserve the right to withdraw or extend this discount at any time.
Benefits subject to terms and conditions, including exclusions and limits (and sub-limits) of the insurance policy. When making decisions about the product you should always refer to the Product Disclosure Statement and Financial Services Guide and the relevant Target Market Determination.