Optical health insurance explained

Most extras services are subject to annual limits. This is the maximum amount of benefits we pay towards services and/or items included on your cover within a financial year that you’re with us. Annual limits are subject to per person limits.

If you’ve had comparable cover previously, the benefits that have been paid under your previous cover will be taken into account in determining how much of your annual limits you’ll have left in your new ahm cover.

Having optical on your extras cover means you can claim up to your annual limits on included services like the cost of glasses, frames, lenses, repairs, and contact lenses. 

Laser eye surgery health insurance is included in our Lifestyle Extras and Super Extras options but keep an eye on waiting periods and lifetime limits.

Prescription sight-correcting products, such as glasses, frames, lenses and repairs, and contact lenses can be claimed on optical extras health insurance.

• ‘Eye therapy’ is included in our Family Extras and Super Extras options. 
• Surgeries are treated slightly differently, they’re included in some Hospital cover, and not Extras cover (expect laser eye surgery, this is included in some extras cover).