Affordable health insurance that could help you save.

When you have simple private health cover, you’re good to enjoy more life with less worries.

What does having affordable health insurance with ahm mean?

It means not cutting out the things you love

Put that down. Bowls are for salads, not haircuts! You could afford to close the at-home-salon if you choose a health insurance fund that won Canstar’s Outstanding Value Award (that’s us!)

We've got a range of affordable health insurance options to suit different budgets. So you don’t have to cut out the things you love, you could save with ahm health insurance instead.

Find affordable hospital and extras cover

It could mean more back in your pocket

With our optical extras health cover, you'll get up to 100% back, up to your annual limits, to spend on things like prescription glasses and contact lenses at recognised providers (waiting periods apply). That's clearly a good deal - pun intended!

You could also get up to 2 dental check-ups per financial year with no out of pocket cost with eligible products at selected dentists, subject to annual limits and waiting periods (some exclusions apply). That’s value you can really sink your teeth into!

Getting the most out of your extras cover

back pockets of a pair of pants with money sticking out of the left pocket

It means having more choice and flexibility

Some years it’s hard to predict what extras you’ll need to use, so if your cover has flexi limits, you have the flexibility to choose how you use your included extras. Want a little chiro? A lot of physio (remedial massage – yes please!)? Or just dental? It's up to you! Plus, optical has its own separate limit.

And when you're on ahm extras cover, you can choose any provider you like, as long as they're recognised by us. So you could pop around the corner to see your favourite physio Mitch.

What are flexi limits?

more remedial massage please

Find extras and hospital cover that suits your needs

We’ve got a range of affordable extras and hospital cover options to suit different budgets.

What’s the Youth Discount?

If you’re aged 18 – 29 and a Principal member or partner, you can get a discount on your hospital cover.

Get the most out of private hospital cover

Wherever you’re at in life, we’ll help you get the most from your ahm health insurance hospital cover.

We do more than health insurance

ahm health members also get discounts on car, life, travel, home, and pet insurance.

Physio, chiro and osteo explained

They’re different treatment options that might help you with aches, pains and movement problems throughout the body.