Check out our offers
Want up to 10 weeks free?
Want up to 10 weeks free?
New joins who maintain eligible hospital & extras can get 6 weeks free after their first 60 days, and another 4 weeks free after 365 days. Plus, any 2 & 6 month waiting periods on extras waived. See terms
Want up to 8 weeks free on extras?
Want up to 8 weeks free on extras?
New joins on extras products can get 6 weeks free after their first 60 days, and another 2 weeks free after 365 days. See terms
Find health cover that suits your needs
ambulance & accident hospital (basic) & choosable 50 – teeth
Starter hospital cover for accidents and extras with 50% back on dental needs up to annual limit
starter bronze & value extras
Bronze hospital and popular extras services including, dental, psychology, physio and chiro
simple bronze plus & value extras
Bronze hospital plus and popular extras services including, dental, psychology, physio and chiro
*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.288% (based on an age of under 65 years old, single income of $101,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.
Choose your own hospital & extras
Choose your own hospital & extras
Select the inclusions you want and check out cover options that suit your needs.
Member perks
Member perks
Get extra value, just for being an ahm-er. Check out the latest member offers, discounts and other goodies.
Health insurance explained
Health insurance explained
Health cover is complicated - so we've got a bunch of answers to questions you might have, all in plain English.
Why ahm health insurance?
Join online in minutes
Join online in minutes
It only takes minutes to join ahm, but who’s counting? Just have your Medicare card and bank details handy, and you're good.
Easy online claiming
Easy online claiming
Our app is super easy to navigate, with heaps of handy features. Make a claim in minutes, manage your payments or check out your cover inclusions on the go!
We're locals
We're locals
We’ve got some of the most knowledgeable support going around! Based out of Wollongong NSW, reach us via phone or webchat if you ever need to discuss getting the best value from your cover.
Peace of mind with 30 day cooling off
Peace of mind with 30 day cooling off
If you’re not happy, get in touch within the 30-day cooling off period – as long as you haven’t made any claims, you can cancel your cover or have a chat about other cover options that might suit your needs.
Affordable cover and great member perks
Affordable cover and great member perks
With a range of options to suit your budget, compare to find what's best for you. Plus - our health insurance members get sweet discounts on other products, like Travel, Pet, Life and Car insurance, and a bunch of other goodies too...
Same benefits back at your choice of provider
Same benefits back at your choice of provider
Got a favourite physio? With ahm you don’t need to choose from a limited ‘network’ of providers. Switching to us means you can get the same benefits back from any recognised provider you like.
Meet the team
Kayla
‘I’m an uncomplicator. My job is to make your life easier by giving you all the complicated stuff in a way that’s easy to understand.’
Sue
‘I’m a problem solver. I get into the details if there’s an issue and find a better way to do things. And if a member needs to go to hospital or make a claim, I can help with that too.’
Blaize
‘I’m a simplifier. I’m here to make choosing cover easier and help you find the right type of cover based on you and your needs.’