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Show me price for single in NSW paying weekly

Silver plus hospital
& extras

deluxe flexi silver plus

Hospital and extras package

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 25.059% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

Join this product and we’ll give you 1 month FREE after your first 60 days!

Offer ends 31 October. Learn more

Join this product and we’ll give you 1 month FREE after your first 60 days!

Offer ends 31 October. Learn more

Show me price for single in NSW paying weekly

Silver plus hospital
& extras

deluxe flexi silver plus

Hospital and extras package

Seriously schmick silver with a loyalty bonus and these added hospital services:

  • Joint replacements
  • Cataracts
  • Dialysis for chronic kidney failure
  • Insulin pumps
  • Pain management with device
  • Sleep studies

Comes complete with unlimited medically necessary ambulance^, accident override and no excess for dependants. You also benefit from an extras limit that goes up every year for 5 years (and could get you up to $1300 by year 5) and a bonus $300 optical limit. It’s comprehensive cover that makes sense. ‘Witness the schmickness.’ as we say.

^TAS/QLD State schemes cover ambulance services for residents of those States.
Join this product and we’ll give you 1 month FREE after your first 60 days!

Offer ends 31 October. Learn more

Join this product and we’ll give you 1 month FREE after your first 60 days!

Offer ends 31 October. Learn more

Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 25.059% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

Extras

What’s included

Make the most of your extras

You’ll get one amount to use as you see fit on included extras each financial year. Plus, with deluxe flexi silver plus you get a separate limit of $300 to spend just on optical. Limits apply per person, per full financial year. Sub-limits and waiting periods apply.

Know what you’ll get back

Use our benefit calculator to find out upfront what you’ll get back on your extras services. To see what we pay for each service view the product guide.

Stick with us and you’ll be rewarded

When you join

$1100

Year 1

$1100

Year 2

$1200

Year 3

$1300

Year 4

$1400

Year 5

$1500

As you can see above, the longer you stay with us, the more you’ll benefit. Your annual flexi limit for included extras will increase after you’ve been with us for one full financial year. This means you’ll get $100 more to spend on your included extras each full financial year you stay with us, capped at $1500 in year 5. The flexi limit is calculated by using the number of full continuous financial years the Principal Member has held an eligible cover with us.

No gap dental check-ups

We’ve struck a great deal with some dentists to offer you 100% back on dental check-ups.

Dental check-ups only include:

  • Periodic and comprehensive examination
  • Clean and polish or scale and clean
  • Fluoride treatment

Claims paid for dental check-ups come off your annual limit for routine dental which resets every financial year (1 July). Waiting period may apply.

Find a participating dentist
Silver plus hospital

Hospital

The hospital component of this package includes the minimum standard clinical categories required for a ‘silver’ rating, ‘plus’ hospital services for joint replacements, cataracts and dialysis for chronic kidney failure and more.

What’s included

On this product, we pay benefits towards the services below.

We’ll pay benefits towards all agreed hospital charges in a partner private hospital in a shared or private room. In a public hospital we’ll pay all accommodation charges for a shared room and benefits towards a private room. You may still incur out-of-pocket costs as a result of a medical gap for your doctors’ fees.

What’s restricted

On this product, we pay restricted benefits towards the services below.

We’ll pay all accommodation charges for a shared room in a public hospital. We’ll only pay limited benefits towards your stay at a private hospital or in a private room in a public hospital. You will incur significant out of pocket expenses if you are treated at a private hospital or stay in a private room at a public hospital.

What’s excluded

On this product, we don’t pay benefits towards the services below.

Hospital Excess

An excess is an upfront lump sum payment that you agree to pay towards the cost of your hospital stay or day surgery. You can reduce your health insurance premium by opting for a $750 hospital excess.

Supporting documents

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen.

Lifetime Health Cover loading and Medicare Levy Surcharge, still confused? Find out more

Common questions

Why ahm?

Straightforward private health insurance

We take a fresh approach to health insurance and cut out the complexity. Everything we do is about making things simpler, so you can make the most of what matters to you.

30 day cooling off period

Just let us know within 30 days of joining and as long as you haven’t made any claims we’ll refund your premiums. Simple.

Join in a matter of minutes

It takes less than 3 minutes to join ahm, but who’s counting? Have these goodies handy and you’re set to go:

  • Your Medicare card
  • Visa, Mastercard or bank account details

Safe and secure payment

Pay by Direct Debit, Mastercard or Visa

Mastercard or Visa cards incur a 0.21% surcharge

Switching today?

Just tell us the name of your current health insurer and we’ll take care of the rest. Don’t worry, we’ll let them down gently.

More about how switching works

Private Health Insurance Code of Conduct
$- weekly