We are all about keeping things straightforward, so choosing ahm is a no-brainer.
We are all about keeping things straightforward, so choosing ahm is a no-brainer.
Flexi limits. It's that simple.
Some years it’s hard to predict what extras you’ll need to use, so if your cover has flexi limits, you have the flexibility to choose how you use your included extras out of selected services and items. Want a little chiro? A lot of physio or just dental? The choice is yours! Plus, optical has its own separate limit. Subject to waiting periods and annual limit.
And when you’re on ahm extras cover, you can choose any recognised provider you like. So you could pop around the corner to see your favourite physio Mitch.
Fixed percentage back on your claims. It’s that simple.
Some of our products offer fixed % back on claims so you know where you stand. Simply, use our calculator to see how much benefit you could expect back and avoid surprises. Subject to waiting periods and annual limit.
We are digital first and our app has many useful features. It’s that simple.
Our app is super easy to navigate with so many features right in the palm of your hand. Make a claim in minutes and manage your payments. You can easily check out all the details about your limits, waiting periods, and what's covered in your policy.
Our contact centre is Aussie based and is available to help. It’s that simple.
We’re locals. Our contact centre is based in Wollongong in NSW. And we’ve got some of the most knowledgeable support going around.
We're all about keeping things affordable
We're all about keeping things affordable
Not cutting out the things you love
We’ve got a range of affordable health insurance options to suit different budgets. You don’t have to say goodbye to the things you love, you could save with us instead. Consider your savvy side, officially covered!
More back in your pocket
If optical is included in your extras health cover, you'll get up to 100% back, up to your annual limits, to spend on things like prescription glasses, repairs, and contact lenses at recognised providers (waiting periods and annual limits apply). That’s clearly a good deal - pun intended!
You could also get up to 2 dental check-ups per financial year with no out of pocket cost with eligible products at selected dentists (excluding specialists), subject to annual limits and waiting periods (some exclusions apply). That’s value you can really sink your teeth into!
We are customer satisfaction award winners.
We are customer satisfaction award winners.
We're all about keeping things simple and making you, our fantastic customers, super happy.
This award is like a virtual high-five for our team's hard work in going above and beyond. Thanks a million for choosing ahm – where your satisfaction is our success story.
Read more about our Roy Morgan(opens in a new tab) and Finder(opens in a new tab) awards.
Find cover that suits your needs
Find cover that suits your needs
Tell us what you need and we’ll show you cover that suits. You can even choose your payment frequency and excess.
Ready to join?
Ready to join?
Check out our sweet offers - available when you sign up to ahm directly.