Why join direct?
Why join direct?
Exclusive offers
Exclusive offers
We’ve got some pretty sweet offers that are only available when you sign up to ahm directly. Awesome value! See our offers.
Access all of our insurance options
Access all of our insurance options
You can get access to our full range of products so you can choose the cover and price that’s right for you.
Loyalty Rewards
Loyalty Rewards
The longer you stick with us, the more your annual flexi limit for extras on eligible extras or hospital and extras packages will grow. So not only will you get to spend your extras your way, you’ll also get more to spend each year! Check out our product guide to find out more.
How do loyalty limits work?
How do loyalty limits work?
The longer you stay with us, the more you’ll benefit.
How it works
How it works
After your first full financial year, your annual flexi limit for included extras will increase by $100 each 12 months the Principal Member has held an eligible cover with us. So that means we can help you with your bills more and more, for each year you stay with us (capped at the 5 year mark).
What is extras cover?
What is extras cover?
Help with the bill for things like routine dental check-ups, chiro and physio.
Find cover that suits your needs
Find cover that suits your needs
Tell us what you need and we’ll show you cover that suits. You can even choose your payment frequency and excess.
Choose your own extras
Choose your own extras
With our choosable extras you start with the base bundle – teeth and emergency ambulance – then add the extras bundles you’ll actually use, including eyes, wellbeing, or muscle & bone.