Planning a babymoon? You’re in good company. Whether you’re dreaming of a beachside escape or a cozy city getaway, a babymoon is your chance to relax, recharge, and soak up some serenity before life gets (wonderfully) busy. Most trips go off without a hitch - but if things take an unexpected turn, 

 could be a handy backup to have in your corner.

Before you go: why travel insurance might be worth considering

Babymoons often involve pre-paid bookings, travel during peak seasons, and a little extra planning around health and comfort. Adding travel insurance to your checklist could help if something doesn’t go to plan. 

Here are some things ahm travel insurance could help with: 

$Unlimited^ overseas medical and hospital expense cover 

Some insurers may ask you to let them know if you’re pregnant when arranging cover, so it’s probably worth checking early, just to be on the safe side.

Pregnancy curveballs: how travel insurance could lend a hand

Travel during pregnancy can be a great way to relax and recharge. But even the best-laid plans can hit a few bumps - and that’s where ahm travel insurance for your babymoon can come in handy.

Even if your pregnancy is going smoothly, life can still be unpredictable. Travel insurance for your babymoon could help with recovering some of the prepaid costs* if something unexpected means you need to press pause on your travel plans.

From sudden illnesses or injuries while travelling, ahm travel insurance may help cover unexpected costs for:

Some insurers, like ahm include access to 24/7 emergency support services- super handy if you’re not sure where to go or who to call while you’re travelling away from home.

Flight delays, lost bags & other travel hiccups

Even the best-planned trips can sometimes hit a snag - and when you’re travelling for two, comfort and peace of mind matter.

Travel delays happen! Depending on your policy, ahm travel insurance on your babymoon could help with:

Extra accommodation if you're stuck overnight-

Rebooking costs for cancelled or delayed flights*

Missed connections that might throw off your itinerary*

Keeping all your travel documents (like flight confirmations and hotel bookings) together can help make things easier if plans change last-minute.

If your bags take an unplanned detour, replacing key items - like medication, maternity wear or comfort items - can be stressful. ahm travel insurance can help cover the cost of replacing lost or stolen belongings±.

Packing a few essentials in your carry-on (like snacks, chargers or a backup comfy outfit) might just save the day if luggage gets delayed or go missing.

Some things to look for with travel insurance when it comes to your babymoon trip

Not all travel insurance policies automatically include pregnancy-related cover, so before you head off on your babymoon it might be worth checking what’s included.

With ahm travel insurance, here are a few things to keep in mind:

 Some policies may cover unexpected pregnancy complications up to 25 weeks and 6 days. Coverage after that isn’t always included. Costs for childbirth and those relating to the health or care of a newborn child are not generally available.

Some policies outline what’s covered if plans change.

 Childbirth, newborn care, or claims after 26 weeks are generally not included. Particularly for overseas travel, where medical costs can be high.

Certain destinations may also have travel guidelines for pregnant travellers. Another key factor is the quality and availability of neonatal care, which can differ widely from country to country. Research the standard of neonatal and maternity care available locally.

: Some carriers have travel restrictions after 28 weeks, so checking ahead may help avoid surprises.

 (PDS), and checking in with your healthcare provider before booking, might help you feel more confident and informed about your babymoon travel plans. 

Some babymoon travel tips that might help make it a smoother trip

A babymoon isn’t about ticking off every item on your travel bucket list - it’s about relaxing, feeling comfortable and enjoying some well-deserved downtime before life gets a little busier. Here are a few things that might help make your trip a little easier:

: Now’s probably not the time for extreme adventure sports or long, exhausting hikes. Think gentle walks, scenic drives, and plenty of downtime. 

: Pack the essentials - medical records, snacks, comfy clothes, and anything that keeps you feeling good while on the move. 

 Especially on long flights or road trips, regular hydration and short breaks can help make a big difference.

 Opting for accommodation and transport with flexible terms - plans can change quickly during pregnancy, and a little flexibility goes a long way. 

Wrapping it up: cover that can travel with you

A babymoon can be the perfect chance to soak up the moment before life gets a little busier. Travel insurance for your babymoon might not be the first thing you think of, but it can be a nice backup plan if things need to change. A little extra support means you can relax, enjoy the trip, and maybe even steal a quiet moment or two.

Want to know more? Take a peek at what’s included with 

 and see if it’s the right fit for your next adventure.

A babymoon is your time to unwind before things get hectic. ahm travel insurance can help have your back if plans need to change, and we’ve got a few tips that might make travelling during pregnancy a little bit easier. 

Travel insurance for your babymoon: why it might be worth packing too

Limits, sub-limits, conditions and exclusions apply.

This is general advice only. This product is distributed by Australian Health Management Group Pty Limited (ABN 96 003 683 298, AR 266711) and administered by Travel Insurance Partners Pty Limited (ABN 73 144 049 230, AFSL 360138). Travel insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please consider your own needs and the 

 to decide if this product is right for you. For information on the Target Market and 

ahm.com.au/travel-insurance/forms-and-guides

Holidays are exciting - booking flights, sorting accommodation, and picturing all the fun ahead. But every now and then, things don’t go quite as expected. That’s where cancellation cover* from 

 can help ease the stress if plans suddenly shift.

Before you go: why cancellation cover might be worth considering

Holidays take time, effort, and money, and cancellation cover can help take the stress out of sudden changes.

You’ve paid upfront for flights, stays or tours

You’re travelling during seasons when weather can be unpredictable

You or someone close to you has any health considerations

Your work or home life can be a bit unpredictable

It’s not about expecting the worst - just having a little backup, so you can relax and enjoy the trip.

Some common things which might disrupt your trip (and how having travel insurance with cancellation cover might help)

1. Any unexpected health issues before you travel 

Getting sick before take-off isn’t ideal - especially if you’ve already paid for flights, accommodation or tours. With ahm’s cancellation cover*, you can help cover some of the costs if you need to cancel due to illness or injury. 

Some policies include conditions around pre-existing medical issues, so checking the fine print can help clarify what’s included. 

2. Weather events & natural disasters 

From cyclones to bushfires, extreme weather can sometimes shake up your travel plans.

Depending on your policy, ahm travel insurance may help with things like

Keeping your travel bookings saved in one place might make things easier if plans need to change quickly.

Sometimes, life throws some unexpected curveballs - like losing a job or needing to stay home for a family emergency. Cancellation cover with ahm may help recover some of the costs if your trip plans change because of this.

Coverage for job loss through redundancy or personal emergencies varies, so checking your policy details can help avoid surprises.

Wrapping it up: a little cover can go a long way

Travel insurance with cancellation cover might not be the first thing you think about when planning a trip - but it can help if things take an unexpected turn. A little prep now means you can focus on the fun stuff later.

 options to see what’s covered or grab a 

Planning a trip is exciting, but things don't always go to plan. Having travel insurance that includes some cancellation cover can help recover some costs when unexpected events like illness, natural disasters, or family emergencies impact your travel plans. Learn how cancellation cover works with ahm travel insurance, what’s usually included, and why it might be worth considering for your next trip.

Travel insurance: cancellation cover & how it can help when plans change

Every trip’s a little different. Maybe you’re heading to the snow, cruising the coast, or travelling with gear you’d rather not lose. If your plans go beyond the usual, it might be worth looking at travel insurance add-ons.

 offers a range of add-on options - so you can customise your cover to suit your trip, not the other way around.

Before you go: what are travel insurance add-ons?

Add-ons are options you can add to your travel insurance policy for an extra cost. They give you protection for specific activities, belongings or situations that a standard travel policy might not cover.


Standard travel insurance often excludes snow sports. If you’re heading to the mountains, ahm’s snow sports add-on can help with: 

: Some policies may require helmets or limit cover to certain resorts or countries - it might be worth checking before you go.


Cruises come with their own set of surprises - from missed port stops to unexpected medical needs onboard. 

 Even short, local cruises might need a bit of extra cover. Check out the 

 for all the nitty-gritty or give us a call on 1300 574 042 if you’re unsure.

3. You’re hiring a car or motorbike 


If your rental vehicle gets damaged or stolen, the excess charges from the hire company can really add up.

ahm’s rental vehicle insurance excess add-on may help cover those insurance excess costs- depending on your policy and situation.

 Some car hire companies charge a daily fee to reduce the excess. It might be worth checking how that compares with what’s included in your travel insurance. For full details, see the 

4. You’re packing more than just the basics 


If you’re travelling with extra luggage - like sporting equipment, gifts, or gear for a longer trip? 

ahm’s increased luggage add-on can help cover higher-value items if they’re lost or stolen±. 

 It may be helpful to check the per-item and total limits, especially if you’re packing for multiple people or special occasions. 

You’ve got big plans (and big bookings) 


If your trip includes non-refundable bookings or higher costs, ahm’s cancellation cover upgrade may help protect your investment.

This add-on can help cover things like higher trip costs.

 ahm travel insurance policies include up to $3,000 cancellation cover*. If your trip’s costing more like big bookings or early plans - you can bump up your cover with an upgrade!

Wrapping it up: custom cover for custom trips

Add-on options can give you the flexibility to tailor your travel insurance to match your travel plans - whether you’re cruising, skiing, or travelling with gear you can’t afford to lose. It’s all about picking cover that best fits your trip, so you can focus on the fun and adventures ahead.

So, if you’re looking to customise your policy, 

 or get in touch with the ahm travel insurance team if you’ve got questions.

ahm travel insurance add-ons can give you protection for specific activities, gear, and travel plans. From snow sports and cruises to rental vehicles and cancellation upgrades, this guide breaks down what optional extras can cover, and why they might come in handy.

Travel insurance add-ons: cover options to suit your trip 

Family holidays come with a mix of excitement, logistics, and the occasional snack negotiation. Whether you’re heading overseas or exploring closer to home, travelling with kids means planning for the unexpected and hoping for smooth sailing.

Before you go: what kids covered at “no extra cost” means

If you’ve spotted the phrase “kids covered at no extra cost~” and wondered what the catch is - good news, it’s pretty straightforward. With 

, dependants up to 18 years old can be included on your policy for free. They just need to be travelling with you for the whole trip and listed on the policy.

It’s a handy way to make sure the whole crew is included, without needing to add extra cover for each child. Just keep in mind: while there’s no extra cost, benefit limits apply per adult, with kids included under that umbrella.

Depending on your level of cover, this can include:

If you’re keen to dig into the details, the 

 is your best bet. Or if you’d rather chat it through, the 

 team is just a phone call away on 1300 687 073.

Family travel hiccups: where travel insurance can step in

1. Tummy troubles & playground mishaps 


Whether it’s a playground tumble or an unexpected food surprise, kids can sometimes need medical care while travelling. Travel insurance can help cover: 

It’s all about keeping the little ones safe and letting you enjoy the holiday with a bit more peace of mind.

: ahm travel insurance offers access to 24/7 support services, which can be handy if you’re unsure where to go or what to do.

 
Delays happen and with kids in tow, they can be even trickier to handle. Depending on your policy, travel insurance may help with: 

: Keeping all your travel documents together (like flight confirmations, hotel bookings, etc.), can make things a bit easier if plans need to change.

If your luggage goes missing, replacing kids’ essentials - like medication, clothes or favourite comfort items - can be stressful. Travel insurance can help cover the cost of replacing lost or stolen belongings. 

: Packing a few key items in your carry-on (like snacks, chargers or a change of clothes) can save the day if bags get delayed. 

Wrapping it up: cover that keeps up with the kids

Travelling with kids is an adventure, and having travel insurance that includes them at no extra cost can help make it a smoother ride. It’s about having the extra support, so you can focus on the fun stuff - and maybe even sneak in a moment of calm amidst the chaos.

Planning a family getaway? ahm travel insurance that covers kids at no extra cost can help make your trip a bit smoother and a lot less stressful. From unexpected medical hiccups to lost luggage or flight delays, this guide shows how the right policy can have your whole crew covered.

Travel insurance for families: kids covered at no extra cost

Adventure travel is all about stepping off the beaten path, seeking thrills, and embracing the unexpected. Whether you’re trekking through dense rainforests, zip-lining across mountains, or surfing the waves on a tropical beach, adventure travel promises unforgettable experiences - and sometimes, a few curveballs along the way.

 from ahm can come in handy. Think of it as one of your safety nets, so you can focus on the fun and not the “what ifs.” 

Why adventure travel can be unpredictable (in the best way!)

Adventure travel, like all travel can be unpredictable. One day you might be hiking a serene trail, and the next, you’re navigating sudden weather changes, missed flights, or a minor mishap with your gear. These surprises make the journey exciting, but they can also cost you time, money, or peace of mind.

From adventure travel trips in exciting destinations to action packed itineraries, being prepared with travel insurance for adventure travel means you’ve got a helpful backup plan if things go off script.

Travel insurance for hiking and outdoor injuries

Even the most experienced adventurers can take a tumble now and then. A slip on a trail, a sprain mid-hike, or a bump during a water activity can quickly change your plans.

Depending on your policy, travel insurance might help with:

Ambulance or evacuation costs in remote areas

 Imagine you’re hiking in New Zealand and slip on a wet trail. If you need medical care^, ahm travel insurance could help with the costs - so you can get back to exploring sooner. 

: If your trip includes activities like climbing, rafting or mountain biking, check your policy - some activities may need specific cover.

Your gear is part of the experience - boots, surfboards, cameras, climbing ropes. If something goes missing, especially while you're on the move, it can throw a spanner in your plans.

Travel insurance can help cover some of the costs with:

High-value items (limits apply, with optional extra cover available for certain items)

: Say your camera bag disappears during a jungle trek. Depending on your policy, ahm travel insurance might help with the cost of it± - so you can keep capturing the adventure. 

: Snap a quick photo of your gear or keep a simple list with receipts (less than 24 months old). It can make things easier if you need to make a claim. 

Travel insurance for delays and cancelled tours

Adventure travel doesn’t always stick to the schedule. Flights might get delayed, the weather has other ideas and sometimes plans need to change.

Extra accommodation if your travel is unexpectedly delayed

Assistance with rebooking if your plans are disrupted by a covered event

Support with prepaid activity costs when cancellations are due to things like illness or severe weather

: Picture this: You’re due to take your flight home, but a sudden storm rolls in, and the flight’s cancelled. ahm travel insurance can help with accommodation and rebooking costs* while you wait it out. 

: Keep your bookings and receipts together. It might make last-minute changes a little less stressful.

Travel insurance for remote destinations and off-grid trips

Some of the best adventures happen far from the usual paths - think Patagonia, the Himalayas or remote Indonesian islands. The views? Incredible. The access to healthcare? Not always that easy.

Coverage in areas with limited healthcare

 You’re staying on a remote island and start feeling unwell overnight. ahm travel insurance could help with coordinating medical advice and transport to a nearby clinic - turning a stressful situation into something more a little more manageable. 

: Check policy limits for remote areas. Some activities or locations might need extra cover.

Planning ahead: how to get the most out of your travel insurance

Every adventure is different, but a bit of planning can help you feel more relaxed and ready to roll. Here are a few things to think about:

: Delays, cancellations, or sudden weather shifts can happen. It might be worth checking that your level of cancellation cover suits your pre-paid bookings and travel plans - so you’re not caught off guard if things shift unexpectedly.

: Boots, boards, cameras, or other equipment can be important for your trip. Keeping a simple list or photos may help you check coverage if needed. Certain policies may offer optional gear or high-value item add-ons for extra cover.

: Visiting areas off the beaten track can be amazing, although access to healthcare may be limited. It could be a good idea to check whether your policy includes cover for the activities you’re planning.

Adventure travel is full of unforgettable moments and the occasional hiccup. Travel insurance can help you manage surprises, letting you focus on what matters: the adventure.

If you’re planning your next trip, it might be worth exploring 

Expect the unexpected! Adventure travel is full of twists, turns, and delightful surprises. This guide explains how ahm travel insurance can help you handle hiccups without missing a moment of the fun.

Travel insurance for adventure holidays: a guide to hiking, remote areas & more

Family holidays are full of plans...and a few surprises. From packed snacks to carefully mapped-out itineraries, travelling with kids often comes with some extra moving parts. That’s where 

 comes in helping taking care of the unexpected, so you and your loved ones can focus on the fun stuff. 

Whether you’re heading overseas or staying closer to home, ahm has flexible options designed for all kinds of family adventures.

From baby bags to boarding passes: what changes when you travel with kids

Even small hiccups can throw off your plans when little ones are involved. With ahm's travel insurance for families, you can cover for things like:

 - $Unlimited^ overseas medical and hospital expenses.

 - from favourite toys to essential gear.

 - if travel hiccups require a change of plan.

~ - a handy perk whether you’ve got one little traveller in tow or more.

Types of travel insurance that might suit your family holiday plans

Every family trip is different, and the type of travel insurance you choose might depend on where you're going, how often you travel, and what kind of cover you need. Here’s a quick look at some of ahm’s flexible options:

International comprehensive travel insurance 


Planning a big overseas holiday with the kids? This option can include $Unlimited^ overseas medical and hospital expense cover^, trip cancellations*, and lost or stolen belongings± - handy if someone gets sick before the trip or a bag goes missing in transit.

International medical only travel insurance


Travelling overseas but only want cover for medical emergencies? This simpler option focuses on $Unlimited^ overseas medical and hospital expense cover - useful if you're travelling light and have flexible plans.

International annual multi-trip travel insurance 


If your family takes multiple overseas trips each year - like school holidays, long weekends, or visiting relatives - this option can cover multiple journeys over 12 months, so you don’t need to take out a new policy for every trip you take.

Even local getaways can have surprises. This cover can help with things like cancellations*, delays, lost belongings ±, or rental car excess - handy for road trips, regional flights, or that long-awaited family beach break.

Handy add-ons to consider when travelling with kids

Sometimes the basics might not be enough - especially when you’re travelling with little ones. ahm's travel insurance add-ons can help tailor your cover to suit your family’s needs:

Packing for multiple kids often means more bags (and more essentials). This add-on increases the insured amount for valuables if they’re lost, stolen, or damaged.

School holidays usually mean booking early and paying upfront. This upgrade lets you increase your cancellation cover amount for higher cost holidays, giving you a little extra protection for those prepaid costs in case of unknown events.

 Hiring a car or van for the family road trip? This add-on can help cover the insurance excess charges if the vehicle is damaged or stolen on international trips, while domestic travel already includes some cover.

 Travelling with tablets, cameras or other tech to keep the kids entertained? This add-on can help with theft or accidental damage.

: Some add-ons have conditions (like listing items or wearing helmets), so check the fine print before you go.

Planning around school holidays? A few things to keep in mind

School holidays are usually a peak travel time - busier airports, tighter schedules, and sometimes higher costs. If plans change due to illness, weather, or other disruptions, travel insurance with cancellation cover could help recover some of those costs.

With ahm travel insurance, you can choose a level of cover that suits your travel style and budget - so you’re not caught off guard.

 Keeping travel bookings and receipts in one place can make things easier if you need to make a claim.

Wrapping it up: travel insurance that supports family adventures

Travelling with kids can be a mix of excitement, unpredictability, and a little chaos (in the best way). Having travel insurance in place can offer peace of mind when plans shift, helping you handle the unexpected and get back to enjoying the adventure.

 options, to find a cover that first your next family trip. 

Travelling with kids usually means big plans - and a few surprises along the way. This article looks at how ahm travel insurance can help when things don’t go to plan, from medical emergencies and trip cancellations to useful add-ons and real-life family scenarios.

Travel insurance for families: how travel insurance can help when things go off script 

School holidays are the perfect excuse for a family getaway - whether it’s a quick coastal escape, a theme park marathon, or an overseas adventure. It’s the season of packed bags, excited kids, and maybe a few snack negotiations along the way. But with peak travel periods come a few extra challenges, and that’s where ahm travel insurance can step in.

Why you might think about travel insurance for school holidays?

Holiday travel isn’t always smooth sailing. Flights can fill up fast, plans can change, and kids have a knack for getting sick at the most inconvenient times. Travel insurance may help if, depending on your level of cover:

Luggage goes missing or belongings are stolen±

Think of it as your plan B - so you’re not stuck panic Googling at the airport.

Travelling with kids means thinking ahead. Here are a few things that can make family cover easier:


With ahm travel insurance, dependants under 18 can be added to your policy for free. They just need to be listed on the policy and travel with you for the whole trip. Simple, right?


If you’re in a different time zone and something goes wrong, having round-the-clock assistance can make life a lot easier. Many policies include this service, so help is just a call away.

From flight delays to lost luggage, family travel can throw curveballs. Depending on your level of cover, your policy may help with extra accommodation, rebooking costs, or replacing essentials.

 Keep essentials like medication, chargers, and a change of clothes in your carry-on.

Flight confirmations, hotel bookings, and receipts can make claims easier.

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