Here’s a quick guide to a few familiar breeds - from the chill to the chaotic (in the best way):

 Known to some as the classic all-rounder. Labs are friendly, loyal, and always ready for a game (or a snack). Big hearts, big energy, and a love for tennis balls that borders on obsession.

 Small frame, big personality. These snorty little snugglers are equal parts couch potatoes and class clowns.

Usually smarter than all of us, honestly. Collies are focused, fast, and always one step ahead - usually wondering why you haven’t organized a group activity.

: A golden ray of sunshine. Gentle, goofy, and always up for a cuddle. You’ll rarely see a Golden without a grin… or something stolen in its mouth.

A little bundle of energy and affection. Curious, playful, and happiest when part of whatever’s going on around them.

Why your dog’s breed matters (for more than just cuddles)

Every dog breed usually comes with its own personality, energy, and some little quirks. Some pups prefer lounging on the couch, while others thrive on zoomies and staying busy - every breed’s got their own thing.

Knowing a bit about what makes your dog tick, can help make life with them even more entertaining - like figuring out why your Lab can’t resist every possum or why your Chihuahua runs the show like a tiny CEO!

Matching your dog’s personality with your lifestyle

Beyond the breed, a dog’s happiness often depends on how their energy and personality fit with your groove. Some pups may enjoy daily adventures and brain teasers, while others prefer slow mornings, long naps, and the occasional snack break. When your dog’s personality rhythm matches yours, life tends to run a bit smoother (and the tail wags usually follow).

Life’s full of surprises. Sometimes fun, sometimes not so much! Vet bills can pop up when you least expect it, which is where pet insurance might come in handy - helping you manage those unexpected furry friend mishaps.

Thinking about pet insurance? Thanks to ahm, you can get 

, just use the code AHM2MF when getting a quote. As a Petinsurance.com.au policy holder, you also get access to things like GapOnly®**, myPetPass®^ and Live Vet Support~.

Whether you’re planning to welcome a new four-legged friend or just starting to explore dog breeds, knowing a bit about different breeds can be handy. Pet insurance may also help lend a paw with vet visits and those unexpected moments along the way.

The ultimate guide to dog breeds 

T&Cs, waiting periods, limits, sub-limits and exclusions apply.

Petinsurance.com.aupolicies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Medibank Private Limited ABN 47 080 890 259, AR 286089 trading as ahm Health Insurance (ahm). Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s ARs, PIPL and ahm. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing or choosing to continue with the product. 

Instead of paying the full amount upfront and then waiting to be reimbursed, GapOnly® allows you to claim on the spot, so you only pay the gap (the difference between the vet’s invoice and your eligible claim benefit) instead of the full bill upfront.

That said, any exclusions on your Petinsurance.com.au policy will still apply, whether or not you’re using GapOnly® to claim. Petinsurance.com.au policies don’t cover items such as:

Please note that this list is not exhaustive. Refer to the 

If you’re keen to explore what cover options are available, you can head online 

 and have a look at the different cover options available that might suit your furry friend.

How does GapOnly®** work with pet insurance?

If your vet offers GapOnly®, here’s the quick run-down:

When you and your furry friend visit the vet, just let your vet know you want to use GapOnly®.

Your vet will submit the claim on your behalf while you’re still in the clinic.

The claim is usually assessed within about 5 minutes.

Where eligible, you then just pay the difference between the total bill and what’s covered by the policy.

With GapOnly®, you focus more on the important stuff, like belly rubs.

Not all vet clinics are set up to offer GapOnly®, so it’s worth checking before you visit. If you’re not sure, simply ask your vet whether they participate in the program - they’ll be happy to let you know.

 to see which clinics near you are part of the network. This makes it easy to find a participating vet, whether it’s your regular clinic or a new one nearby.

Ready to explore pet insurance with GapOnly®**?

Whether your furry mate is pulling off impressive balancing acts or staging sneaky snack raids, unexpected vet visits can happen. GapOnly®** is available for Petinsurance.com.au policy holders, to help make those unexpected vet visits a little easier to manage.

Considering pet insurance for your furry friend? Thanks to ahm, you can get 

, just use the code AHM2MF when getting a quote. As a Petinsurance.com.au policy holder, you also get access to things like GapOnly®**, myPetPass®^ and Vet Chat~.

Vet bills can catch you by surprise - much like your pet’s unexpected antics. GapOnly® works with eligible claims at participating vets. You pay the gap (the difference between the vet’s invoice and your eligible claim benefit) and off you go, which means that you can focus more on your furry friend.

A quick guide to GapOnly® pet insurance claims 

Not all pets are built for the nomadic lifestyle. Some adapt to travel like pros, others not so much. If your pet gets anxious in the car or has some health issues, taking them with you on holidays might not be the easiest option! That’s when a pet sitter and a comfy staycation at home could be the perfect alternative.

Not leaving home without them? Keep reading!

Before you hit the road (or runway), it’s helpful to check if your furry friend has the basics covered:

Bowls (collapsible ones can help make travelling easier)

If you’re driving, a pet seatbelt or travel crate can help with safety

When you’re booking a stay, try looking for spots that really roll out the welcome mat for your furry friend. Some let pets hang inside, others might be “outside only” stays. Checking size limits, extra fees and house rules beforehand may save you from any last-minute headaches and help keep tails wagging.


Road tripping with your dog (or cat)? Safety first.

In Australia, your furry copilot needs to be safely buckled up - no dogs on laps or cats roaming free through the car cabin. A pet seatbelt harness, carrier, or crate can help keep paws and claws cozy, which might help make the trip a bit smoother for everyone.


Flying with your pet? Some tips to help get them ready for take-off

If you’re thinking about flying with pets, it’s worth knowing that not all airlines treat pets the same - and most four-legged travellers usually fly in the cargo hold. You might need an airline-approved crate, and there could be some paperwork involved too. A quick chat with the airline you’re travelling with or your vet before you head off could help you and your furry friend be more prepared for the trip. 


Before you hit the road (or skies), it could be worth checking in with Live Vet Support~

Whether it’s a car trip or a short domestic flight, if you hold a Petinsurance.com.au, you get access to Live Vet Support~. With Live Vet Support, you can speak with an experienced vet via video call or online chat – you can ask for tips regarding motion sickness, necessary vaccinations, and guidance on any health paperwork you might need. You can also use GapOnly’s 

 to locate a participating vet nearby while travelling within Australia**. And with Petinsurance.com.au, you could claim up to 80% back on eligible vet bills+ so you can focus on taking care of your furry mate when it matters most.

Getting your pet ready for take-off (or road trip naps)

Travelling with your pet can be a mix of fun, cuddles, and chaos. Whether it’s a case of dodgy holiday snacks, a surprise vet visit or a bit too much excitement at the beach, pet insurance may help cover unexpected costs while you’re away. That way, you can focus on the fun stuff - not the bill.

, just use the code AHM2MF when getting a quote. As a Petinsurance.com.au policy holder, you also get access to things like GapOnly®**, myPetPass®^ and Live Vet Support~. 

Planning a getaway with your furry friend? Whether it’s a weekend road trip or a longer adventure, travelling with pets can take a bit of prep. Here’s some tips on how to help keep tails wagging (and stress levels low).

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