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Travel insurance for your babymoon: why it might be worth packing too

Travel Tips
17.12.25 | 5 min read
An aeroplane flying around a map

A babymoon is your time to unwind before things get hectic. ahm travel insurance can help have your back if plans need to change, and we’ve got a few tips that might make travelling during pregnancy a little bit easier. 

Planning a babymoon? You’re in good company. Whether you’re dreaming of a beachside escape or a cozy city getaway, a babymoon is your chance to relax, recharge, and soak up some serenity before life gets (wonderfully) busy. Most trips go off without a hitch - but if things take an unexpected turn, ahm travel insurance could be a handy backup to have in your corner.

Before you go: why travel insurance might be worth considering

Babymoons often involve pre-paid bookings, travel during peak seasons, and a little extra planning around health and comfort. Adding travel insurance to your checklist could help if something doesn’t go to plan. 

Here are some things ahm travel insurance could help with: 

  • $Unlimited^ overseas medical and hospital expense cover 
  • Trip cancellations* or changes
  • Delays, disruptions or lost belongings±

Some insurers may ask you to let them know if you’re pregnant when arranging cover, so it’s probably worth checking early, just to be on the safe side.

Pregnancy curveballs: how travel insurance could lend a hand

Travel during pregnancy can be a great way to relax and recharge. But even the best-laid plans can hit a few bumps - and that’s where ahm travel insurance for your babymoon can come in handy.

If plans change before you travel

Even if your pregnancy is going smoothly, life can still be unpredictable. Travel insurance for your babymoon could help with recovering some of the prepaid costs* if something unexpected means you need to press pause on your travel plans.

Needing medical care while away

From sudden illnesses or injuries while travelling, ahm travel insurance may help cover unexpected costs for:

  • Emergency treatment
  • Hospital stays
  • Medical transport

Some insurers, like ahm include access to 24/7 emergency support services- super handy if you’re not sure where to go or who to call while you’re travelling away from home.

Flight delays, lost bags & other travel hiccups

Even the best-planned trips can sometimes hit a snag - and when you’re travelling for two, comfort and peace of mind matter.

Delays and missed connections

Travel delays happen! Depending on your policy, ahm travel insurance on your babymoon could help with:

  • Extra accommodation if you're stuck overnight-
  • Rebooking costs for cancelled or delayed flights*
  • Missed connections that might throw off your itinerary*

Keeping all your travel documents (like flight confirmations and hotel bookings) together can help make things easier if plans change last-minute.

Lost luggage and essentials

If your bags take an unplanned detour, replacing key items - like medication, maternity wear or comfort items - can be stressful. ahm travel insurance can help cover the cost of replacing lost or stolen belongings±.

Packing a few essentials in your carry-on (like snacks, chargers or a backup comfy outfit) might just save the day if luggage gets delayed or go missing.

Some things to look for with travel insurance when it comes to your babymoon trip

Not all travel insurance policies automatically include pregnancy-related cover, so before you head off on your babymoon it might be worth checking what’s included.

With ahm travel insurance, here are a few things to keep in mind:

  • Medical cover^: Some policies may cover unexpected pregnancy complications up to 25 weeks and 6 days. Coverage after that isn’t always included. Costs for childbirth and those relating to the health or care of a newborn child are not generally available.
  • Cancellation support*: Some policies outline what’s covered if plans change.
  • Gestational limits: Childbirth, newborn care, or claims after 26 weeks are generally not included. Particularly for overseas travel, where medical costs can be high.
  • Destination advice: Certain destinations may also have travel guidelines for pregnant travellers. Another key factor is the quality and availability of neonatal care, which can differ widely from country to country. Research the standard of neonatal and maternity care available locally.
  • Airline policies: Some carriers have travel restrictions after 28 weeks, so checking ahead may help avoid surprises.

Reading the Product Disclosure Statement (PDS), and checking in with your healthcare provider before booking, might help you feel more confident and informed about your babymoon travel plans.

Some babymoon travel tips that might help make it a smoother trip

A babymoon isn’t about ticking off every item on your travel bucket list - it’s about relaxing, feeling comfortable and enjoying some well-deserved downtime before life gets a little busier. Here are a few things that might help make your trip a little easier:

  • Keep it low-key: Now’s probably not the time for extreme adventure sports or long, exhausting hikes. Think gentle walks, scenic drives, and plenty of downtime. 
  • Pack for comfort: Pack the essentials - medical records, snacks, comfy clothes, and anything that keeps you feeling good while on the move. 
  • Stay hydrated and take breaks: Especially on long flights or road trips, regular hydration and short breaks can help make a big difference.
  • Flexible booking: Opting for accommodation and transport with flexible terms - plans can change quickly during pregnancy, and a little flexibility goes a long way. 

Wrapping it up: cover that can travel with you

A babymoon can be the perfect chance to soak up the moment before life gets a little busier. Travel insurance for your babymoon might not be the first thing you think of, but it can be a nice backup plan if things need to change. A little extra support means you can relax, enjoy the trip, and maybe even steal a quiet moment or two.

Want to know more? Take a peek at what’s included with ahm travel insurance and see if it’s the right fit for your next adventure.

Things you should know

Limits, sub-limits, conditions and exclusions apply.

This is general advice only. This product is distributed by Australian Health Management Group Pty Limited (ABN 96 003 683 298, AR 266711) and administered by Travel Insurance Partners Pty Limited (ABN 73 144 049 230, AFSL 360138). Travel insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit ahm.com.au/travel-insurance/forms-and-guides.

^

Unlimited overseas medical and hospital expense cover - Medical cover will not exceed 12 months from the onset of the illness or injury. Only applies to international policies. Childbirth is not covered. Costs relating to the health or care of a newborn child are not covered, irrespective of the stage of pregnancy when the child is born.

±

Cover for lost, stolen or damaged items and travel documents
Comprehensive plans only. Item and aggregate limits apply.

*

Cancellation coverage 
If you need to make a claim for trip cancellations, ensure you meet the specific criteria outlined in the Combined PDS/FSG(opens in a new tab).

Cancellation cover applies on a per-policy basis.​

For international comprehensive plans we include a $3,000 benefit per policy. If you need more, you can select an amount of cancellation cover from the options available to you at the time of applying for cover.

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Cover for extra accommodation (if you’re forced to stay overnight) may apply only when your travel is delayed due to a covered event, you hold a valid policy at the time, you provide the required evidence (including receipts and any provider delay confirmation), and you comply with all policy conditions.

Refer to the Combined PDS/FSG(opens in a new tab) for all the details, including what is not covered and how much you might receive.