3 things to consider when buying travel insurance

Travel Tips
14.05.25 | 3 min read

Travelling should be a thrill, not a hassle, right? But sorting out travel insurance can sometimes feel like hunting for the exit in the shopping centre. No worries - ahm travel insurance is here to help!

Know your adventure

Before you dive into the travel insurance world, take a moment to map out your trip.

What’s on your travel agenda?

  • Where you’re going: Travel costs and healthcare vary by country. Check visa and health requirements for each destination to avoid any surprises!
  • Duration: The length of your trip matters for travel insurance and most insurers require you to enter your dates of travel.
  • What you’ll be doing: Planning to hit the slopes or enjoy a cruise on the high seas? Be prepared by adding on any extra cover options that suit your itinerary.

Understanding these basics can help you choose the right travel insurance policy without all the added stress.

Compare like a pro

Now that you know some of what to consider, it’s time to find an appropriate option. Think of it as choosing the perfect holiday spot - this time, you’re comparing travel insurance policies.

Here’s what ahm Comprehensive travel insurance can offer:

  1. Comprehensive medical coverage: ahm International Comprehensive cover includes unlimited^ overseas medical and hospital expense cover, because unexpected incidents or accidents can happen anywhere.
  2. Trip cancellation cover: If things go sideways, even before you leave for your trip, ahm travel insurance cancellation cover can help you recoup some of those costs, so you’re not left completely out of pocket.
  3. Lost luggage cover: If your bags decide to play hide and seek, ahm travel insurance has you sorted - no more wearing the same outfit for days! ahm travel insurance policies can include cover for lost, damaged or stolen goods*. And for lost or stolen items, no depreciation applies for items less than 2 years old.
  4. 24/7 emergency help: No matter the time or where you are in the world, you can call our team for 24/7 emergency assistance. ahm travel insurance is here to help with those "oh crikey" moments abroad.

Ready to go? Get a quick quote online or find out more.

Wrap up and unwind

Now, let’s tie up any loose ends:

  • Read the fine print: Give the policy details a good squiz. It’s like checking your travel plans and making sure you’re across the finer details.
  • Fill it out: When buying travel insurance, make sure to fill out your quote with all the correct details. Accuracy is key to ensuring you get the coverage you need and avoid any issues down the road. Double-check your info to keep your trip smooth and stress-free!
  • Get confirmation: Grab your proof of insurance and make sure everything’s spot on. If you need to make any changes after you’ve purchased it, you can always get in touch with the ahm travel insurance team to help.
  • Keep it close: Keep a copy of your policy handy while you’re jet-setting. And don’t forget to check any travel warnings and save the emergency contact numbers - better safe than sorry.

With everything sorted, you can kick back and enjoy your trip with less worries thanks to ahm travel insurance! 🌍✈️🗺️

Things you should know

Limits, sub-limits, conditions and exclusions apply.

This is general advice only. This product is distributed by Australian Health Management Group Pty Limited (ABN 96 003 683 298, AR 266711) and administered by Travel Insurance Partners Pty Limited (ABN 73 144 049 230, AFSL 360138). Travel insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit ahm.com.au/travel-insurance/forms-and-guides.

^

Medical cover will not exceed 12 months from the onset of the illness or injury. Only applies to international policies.

*

Item and aggregate limits apply.