Offer

Refer a Friend

You must be an awesome friend because you’ve been invited to share the ahm love. New joins on hospital & extras can get 6 weeks free after their first 60 days. Plus, any 2 & 6 month waiting periods on extras waived. See terms

How it works

1

Join

Join ahm on hospital and extras cover using your friend’s referral code.

2

You win

If you join on eligible cover and then stick with ahm for 60 consecutive days, you could get 6 weeks free and any 2 & 6 month waits waived on extras.

3

Your friend wins

Plus, after 60 days your friend could get $100. It’s a very savvy win-win!

Some hospital & extras options to get you started

If you join ahm on hospital & extras you could get 6 weeks free and any 2 & 6 month waits waived on extras. Here are a few options to get you started, or if there’s something else you need check out the full range of hospital & extras products available.

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

Basic hospital
& extras

starter basic & black 50 saver

Basic hospital cover, plus 50% back on included extras up to annual limits.

View cover
Bronze plus hospital
& extras

lite bronze plus & black 60

Bronze hospital cover with some of the important services included. Plus, 60% back on included extras, and 100% back on optical, up to annual limits.

View cover
Gold hospital
& extras

top hospital gold & super extras

All the gold category hospital services including pregnancy & birth, plus the biggest bunch of extras we’ve got.

View cover
Check out other cover options

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

Things you should know

General - offer for new joins

Available for new members on new memberships who have not held ahm hospital and/or extras cover in the last 365 days from your cover start date.

Must join and commence an eligible hospital and extras package or combination cover on direct debit.

If you join online you must enter the referral code at the time of joining to be eligible to receive the offer. If you don’t enter the referral code you will not receive the offer.

Only available on direct debit.

Only available when you join via ahm.com.au, ahm phone or ahm live chat. Not available when you join through an aggregator.

Not available in conjunction with any other ahm or third party offers.

Not available for hospital only, extras only, ambulance only or overseas student health cover.

Cannot be redeemed for cash.

Please note we reserve the right to amend the offer terms and conditions from time to time.

Waiting periods may apply to hospital and/or extras cover.

Annual limits on extras cover apply. If switching funds, any amount of your annual limits used while you were with your previous fund may be deducted.

Refer a friend - new joins

The person who referred you must be an active (and not suspended) ahm member, and be up to date on any outstanding premium payments on the date you join ahm on eligible cover.

If you are a dependent coming off your parents cover, you will be eligible for the refer a friend offer if you take out your own new eligible cover with ahm.

6 weeks free

Must maintain eligible hospital and extras cover continuously for 60 days from the cover start date to receive 6 weeks free. If you change to an ineligible cover during this period, 6 weeks free will not be issued.

Waive any 2 & 6 month waiting periods on extras

Waiver of any 2 & 6 month waiting periods only applies to the extras part of ahm (a) packages, (b) black extras (black 50 saver, black 50, black 60, black 70 & black 70 boost) and (c) any choosable extras combination when combined with any hospital cover. The extras part of other combinations do not have 2 & 6 month waiting periods.

Please note other waiting periods may still apply to your cover. If switching funds, any waiting periods you’ve already served for comparable hospital or extras will generally be recognised if you join ahm within 30 days of leaving your previous fund.