advanced hospital gold & choosable 60 – teeth / wellbeing / muscle & bone
All the gold category services. All solid gold. Get the widest range of treatments, including:
- Back, neck and spine
- Cataracts
- Heart and vascular system
- Joint replacements
It’s the gold standard for your ongoing peace of mind. Planning on having kids too? Get the reassurance of having access to pregnancy and birth services.
You also get midwife assisted home birth*, disease management appliances and unlimited medically necessary ambulance^ and no excess for dependants to help you stay gold.
You also get 60% back on dental services and selected bundle services up to your annual limits.
*where a Medicare rebate is not payable.^TAS/QLD State schemes cover ambulance services for residents of those States.
advanced hospital gold & choosable 60 – teeth / wellbeing / muscle & bone
All the gold category services. All solid gold. Get the widest range of treatments, including:
- Back, neck and spine
- Cataracts
- Heart and vascular system
- Joint replacements
It’s the gold standard for your ongoing peace of mind. Planning on having kids too? Get the reassurance of having access to pregnancy and birth services.
You also get midwife assisted home birth*, disease management appliances and unlimited medically necessary ambulance^ and no excess for dependants to help you stay gold.
You also get 60% back on dental services and selected bundle services up to your annual limits.
*where a Medicare rebate is not payable.^TAS/QLD State schemes cover ambulance services for residents of those States.
advanced hospital gold & choosable 60 – teeth / wellbeing / muscle & bone
$-/weekly
*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $97,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.
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Extras
60% back on included extras
up to your annual limit.
Annual bundle limits
Use all of your limit on one type of service in the bundle, or spread it across a few.
No gap dental check-ups
Available at select dentists.
What’s included
Ambulance
Muscle & bone
Annual bundle limit
$400
Wellbeing
Annual bundle limit
$300
You choose extras providers — not us
First, what exactly are extras providers? That’s just what we call the dentists, optometrists, chiros, physios and other professionals who provide health services. Unlike some health insurers, we’ll pay the same benefits at most extras providers, as long as they are legally qualified to practise in Australia and have been recognised by ahm. So you choose your provider, not us.
Know what you’ll get back
Use our benefit calculator to find out upfront what you’ll get back on your extras services. To see what we pay for each service view the product guide.
No gap dental check-ups
We’ve struck a great deal at select dentists^ to offer you up to 2 dental check-ups per financial year with no out of pocket costs (up to your annual limit).
No gap dental check-ups include:
- Periodic and comprehensive examination
- Clean and polish or scale and clean
- Fluoride treatment
^Excludes specialists
Hospital
All the gold category services. All solid gold. Get the widest range of treatments, including:
- Back, neck and spine
- Cataracts
- Heart and vascular system
- Joint replacements
It’s the gold standard for your ongoing peace of mind. Planning on having kids too? Get the reassurance of having access to pregnancy and birth services.
You also get midwife assisted home birth*, disease management appliances and unlimited medically necessary ambulance^ and no excess for dependants to help you stay gold.
*where a Medicare rebate is not payable.^TAS/QLD State schemes cover ambulance services for residents of those States.
This product includes the minimum standard clinical categories required for a ‘gold’ rating.
What’s included
On this product, we pay benefits towards the services below.
We’ll pay benefits towards all agreed hospital charges in a partner private hospital in a shared or private room. In a public hospital we’ll pay all accommodation charges for a shared room and benefits towards a private room. You may still incur out-of-pocket costs as a result of a medical gap for your doctors’ fees.
Hospital Excess
An excess is an upfront lump sum payment that you agree to pay towards the cost of your hospital stay or day surgery. You can reduce your health insurance premium by opting for a $750 hospital excess per person (up to a maximum of $1500 per couple/family per membership year).
Supporting documents
Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen.
Common questions
Ready to join? You’ll need …
Medicare card
Medicare card
We’ll need this to pay your service refunds.
Payment details
Payment details
We accept Visa, Mastercard and bank account details as payment.
5 minutes
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We've made it as simple as can be.