Important to know about Accident Override:
Important to know about Accident Override:
Product eligibility
Product eligibility
Accident Override is only available on some ahm hospital covers. To check if the cover you’re interested in or already hold includes this feature, please refer to the product guides or the individual product pages on our site.
What's included with Accident Override
What's included with Accident Override
Benefits may be payable for the initial hospital treatment for injuries resulting from an Accident, provided the Accident happened after joining or upgrading on an eligible ahm hospital cover.
If the treatment is an ‘Excluded or Restricted Service’, a member can apply for Accident Override, where you will receive the same benefits as though it was an Included service on your cover.
We’ll also cover for ongoing hospital treatment when ahm has paid benefits for the initial hospital treatment under Accident Override (subject to clinical approval for subsequent treatment).
Claim process
Claim process
To make a claim under Accident Override, you’ll need to submit an Accident claim form for assessment (available on our member portal).
Common questions
Compare your options
Compare your options
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Get the most out of private hospital cover
Get the most out of private hospital cover
Wherever you’re at in life, we’ll help you get the most from your ahm health insurance hospital cover.