Health insurance that's more black and white
Discombobulated by choosing health insurance? With ahm, You're Good with simple, smart and affordable insurance.
Want up to 12 weeks free?
Want up to 12 weeks free?
For new joins on hospital & extras
6 weeks free after their first 60 days, and another 6 weeks free after 395 days
Plus, any 2 & 6 month waiting periods on extras waived
Offer ends 1 Apr 2025. See terms
Check out our offers
Want 6 weeks free on hospital cover?
Want 6 weeks free on hospital cover?
New joins on hospital only products can get 6 weeks free after their first 60 days. Offer ends 1 Apr 2025. See terms
Want up to 8 weeks free on extras?
Want up to 8 weeks free on extras?
New joins on extras products can get 6 weeks free after your first 60 days, and another 2 weeks free after 365 days. Offer ends 1 Apr 2025. See terms
Why ahm?

Straightforward
Straightforward
You shouldn't need a dictionary to understand your insurance. Whether it's joining, claiming or just calling for a chat, we're small on jargon and big on keeping things simple.
Affordable
Affordable
At ahm, affordable also means great value. With extras cover starting from less than a cup of coffee per week, we've got health cover options to suit most budgets.

More than health insurance
More than health insurance
Insurance all over the place? We'll help you keep it all together. ahm health members get discounts on other insurance like travel, car, life, home, income and pet.
We are customer satisfaction award winners!
Premium review 2025
Premium review 2025
Changes to health insurance premiums take effect on 1 April.
Official Sponsors of the greatest sport you’ve probably never heard of
Official Sponsors of the greatest sport you’ve probably never heard of
At ahm, we’re always on the lookout for ways to live more life with less worries. That's why we've become the Official Sponsor of the National Pickleball League.
Choosable extras
Choosable extras
Simply start with our base bundle of teeth and emergency ambulance, then choose the extras bundles that you’ll actually need.
We’re rolling over most unused extras annual limits!
We’re rolling over most unused extras annual limits!
Here’s some good news. We’re giving eligible members a bit of extra time to use most of their unclaimed extras annual limits… a whole financial year extra in fact. Yay!
What is private hospital cover?
What is private hospital cover?
Help with the bill for included treatments when you’re admitted to hospital as a private patient.
Want to find out about extras cover?
Want to find out about extras cover?
For help with the bill for things like routine dental check-ups, chiro and physio – learn more about different extras and how they work here.
Relief for our members
Relief for our members
We’re offering our support to eligible members impacted by Tropical Cyclone Alfred or the recent floods.