Health insurance that's more black and white
Discombobulated by choosing health insurance? With ahm, You're Good with simple, smart and affordable insurance.
Want up to 12 weeks free?
Want up to 12 weeks free?
For new joins on hospital & extras
6 weeks free after their first 60 days, and another 6 weeks free after 395 days
Plus, any 2 & 6 month waiting periods on extras waived
Offer ends 30 Jun 2025. See terms
Check out our offers
Want up to 8 weeks free on extras?
Want up to 8 weeks free on extras?
New joins on extras products can get 6 weeks free after your first 60 days, and another 2 weeks free after 365 days. Offer ends 30 Jun 2025. See terms
Want 6 weeks free on hospital cover?
Want 6 weeks free on hospital cover?
New joins on hospital only products can get 6 weeks free after their first 60 days. See terms
Why ahm?

Straightforward
Straightforward
You shouldn't need a dictionary to understand your insurance. Whether it's joining, claiming or just calling for a chat, we're small on jargon and big on keeping things simple.
Affordable
Affordable
At ahm, affordable also means great value. With extras cover starting from less than a cup of coffee per week, we've got health cover options to suit most budgets.

More than health insurance
More than health insurance
Insurance all over the place? We'll help you keep it all together. ahm health members get discounts on other insurance like travel, car, life, home, income and pet.
Want up to double your extras limits?
Want up to double your extras limits?
Join by June 30 and roll over most unused extras annual limits to use next financial year. Exclusions and T&Cs apply
Get 12 months free roadside assist~ with ahm car insurance
Get 12 months free roadside assist~ with ahm car insurance
Simple, straightforward cover - and a little extra backup for when you might need it! Plus, health members save 10%¹ on their premiums every year.
Relief for our members
Relief for our members
We’re offering our support to eligible members impacted by the floods in New South Wales.
What is private hospital cover?
What is private hospital cover?
Help with the bill for included treatments when you’re admitted to hospital as a private patient.
Want to find out about extras cover?
Want to find out about extras cover?
For help with the bill for things like routine dental check-ups, chiro and physio – learn more about different extras and how they work here.
Official Sponsors of the greatest sport you’ve probably never heard of
Official Sponsors of the greatest sport you’ve probably never heard of
At ahm, we’re always on the lookout for ways to live more life with less worries. That's why we've become the Official Sponsor of the National Pickleball League.
Updates to MLS thresholds
Updates to MLS thresholds
Changes to the Medicare Levy Surcharge (MLS) income thresholds take effect on 1 July 2025, so your entitlement to the Australian Government Rebate (AGR) may change.