Your guide to travel insurance for families during school holidays
School holidays are the perfect time for family adventures, but travel plans don’t always go smoothly. Discover how ahm travel insurance can help when things don’t go as expected, with features such as kids included at no extra cost~, 24/7 support, and cover for common hiccups like delays*, medical emergencies^, and lost luggage±.
School holidays are the perfect excuse for a family getaway - whether it’s a quick coastal escape, a theme park marathon, or an overseas adventure. It’s the season of packed bags, excited kids, and maybe a few snack negotiations along the way. But with peak travel periods come a few extra challenges, and that’s where ahm travel insurance can step in.
Why you might think about travel insurance for school holidays?
Holiday travel isn’t always smooth sailing. Flights can fill up fast, plans can change, and kids have a knack for getting sick at the most inconvenient times. Travel insurance may help if, depending on your level of cover:
- A flight gets cancelled or delayed*
- Someone needs medical care overseas^
- Luggage goes missing or belongings are stolen±
Think of it as your plan B - so you’re not stuck panic Googling at the airport.
Family-friendly cover: what to look for
Travelling with kids means thinking ahead. Here are a few things that can make family cover easier:
Kids included at no extra cost~
With ahm travel insurance, dependants under 18 can be added to your policy for free. They just need to be listed on the policy and travel with you for the whole trip. Simple, right?
24/7 support
If you’re in a different time zone and something goes wrong, having round-the-clock assistance can make life a lot easier. Many policies include this service, so help is just a call away.
Cover for common hiccups
From flight delays to lost luggage, family travel can throw curveballs. Depending on your level of cover, your policy may help with extra accommodation, rebooking costs, or replacing essentials.
Tips for smoother school holiday travel
- Pack smart: Keep essentials like medication, chargers, and a change of clothes in your carry-on.
- Keep documents handy: Flight confirmations, hotel bookings, and receipts can make claims easier.
- Check your policy: Benefit limits, exclusions, and conditions vary - so it’s worth reading the PDS before you go.
Wrapping up
School holidays are for making memories, not juggling last-minute dramas. Travel insurance that includes kids at no extra cost~ can be a handy backup when plans take a detour.
Check out ahm travel insurance options for your next school holiday trip.
Things you should know
Limits, sub-limits, conditions and exclusions apply. This is general advice only. This product is distributed by Australian Health Management Group Pty Limited (ABN 96 003 683 298, AR 266711) and administered by Travel Insurance Partners Pty Limited (ABN 73 144 049 230, AFSL 360138). Travel insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit ahm.com.au/travel-insurance/forms-and-guides.
Cover is included for anyone under 18 years of age who is identified on the Certificate of Insurance and travelling with you for the entire journey.
Unlimited overseas medical and hospital expense cover
Medical cover will not exceed 12 months from the onset of the illness or injury. Only applies to international policies.
Cover for lost, stolen or damaged items and travel documents
Comprehensive plans only. Item and aggregate limits apply.
*Cancellation coverage Please note, cancellation coverage applies on a per-policy basis. For international cover we include a $3,000 benefit per policy. If you need more, you can select an amount of cancellation cover from the options available to you at the time of applying for cover. Additional premium applies.
If you need to make a claim for trip cancellations, ensure you meet the specific criteria outlined in the Combined PDS/FSG(opens in a new tab).