5 ways travel insurance could help secure your trip
Planning your next trip? Whether you’re jetting off to Bali for some beach vibes, hitting the slopes in New Zealand, or exploring Europe, you might be wondering: 'Do I need travel insurance?'. Let’s break down the world of travel insurance and see if it’s the essential sidekick you should be considering!
The safety net you didn’t know you might need
Picture this: you’re hiking in the stunning Swiss Alps, enjoying the fresh mountain air, when...bam, your ankle gives out because you didn’t bother to invest in the fancy hiking boots your friend told you to pack. Ouch! Overseas medical costs can get pretty expensive, especially if you need to stay a few nights in hospital or need surgery. That’s where travel insurance comes in, it can help cover you for those unexpected medical expenses you didn’t see coming.
Delayed luggage, anyone?
We’ve all had that moment when your bag decides to take its own detour, like hanging out in Bangkok while you’re in London. If your luggage has gone AWOL, don’t stress! ahm International Comprehensive travel insurance has things sorted. If luggage is delayed over 12 hours, essentials may be replaced up to $300 per item, with a total limit of $1,000. No need to worry about rinsing socks in a hotel sink. Crisis averted!
Lost it for good?
Don’t panic. If your luggage is permanently MIA, ahm travel insurance Luggage and Personal Effects benefit with International Comprehensive or Domestic cover has things sorted. Because let’s be honest - surprise, minimalism isn’t always fun!
Cancelled plans...no worries
When life throws you a curveball - sudden illness, family emergencies, or even a surprise natural disaster- travel insurance can be here to help... it may cover things like non-refundable flights and accommodation, making it easy to bounce back and plan your next trip. It’s like getting a do-over for your holiday!
Adrenalin seeker: more thrills, fewer bills
Planning on surfing, bungee jumping, or whitewater rafting? Feel confident exploring new adventures, knowing your policy can provide support if things don’t go as planned.
The fine print
Not all travel insurance is the same, so don’t skip the fine print. Be sure to review your coverage to ensure it meets your needs during your trip and includes any activities you have planned. It’s like peeking at the secret menu - make sure you know what’s in store before diving in!
So, should you consider travel insurance?
Think of travel insurance as your ticket to helping have stress-free travels. It can be a small price to pay compared to the potential costs of unexpected emergencies. It’s like buying a little slice of calm for your trip. After all, stuff happens, even on holidays.
Things you should know
Limits, sub-limits, conditions and exclusions apply. This is general advice only. This product is distributed by Australian Health Management Group Pty Limited (ABN 96 003 683 298, AR 266711) and administered by Travel Insurance Partners Pty Limited (ABN 73 144 049 230, AFSL 360138). Travel insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit ahm.com.au/travel-insurance/forms-and-guides.