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Cover me for:Price is for
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$- weekly

super extras

More extras than you can poke an acupuncture needle at.

Unlimited routine dental

Get on a first names basis with your dentist (if you want to!)

Claim straight away on most extras

like optical and routine dental.

No gap dental check-ups

Available at select dentists.

Add hospital cover
super extras
Australian Government Rebate 25.934

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What’s included

Annual limits
Per person
Waiting period

Routine dental

No limitNone

Complex dental

$100012 months

Major dental

$110012 months


(Lifetime limit applies)
$90012 months



Laser eye surgery

(Lifetime limit applies)
$900(per eye)2 years


Maximum of 1 initial consultation per person per service.


Maximum of 1 initial consultation per person per service.


Maximum of 1 initial consultation per person per service.

Natural therapies




Health improvement


Diet & nutrition


Psychology & hypnotherapy


Speech therapy

Maximum of 1 initial consultation per person per service.

Occupational therapy

Maximum of 1 initial consultation per person per service.

Eye therapy

Maximum of 1 initial consultation per person per service.





Orthotics & orthopaedic shoes

$20012 months

Hearing aids

$1600(every 3y)12 months

Pre & post natal services & birthing courses

$300(per rolling year)None

Medical gases

$120012 months

Joint fluid replacement injections

$640(every 3y)12 months

Travel & accommodation


Outpatient procedure room fees


Post-Operative & Medical Aids


Emergency Ambulance

TAS and QLD residents are covered by their State schemes.
No limit1 day

About limits

A limit is the total amount you can claim back on extras. Limits are reset at the start of each financial year (1 July) unless it is a lifetime limit.

What is a waiting period?

This is a set amount of time you must wait before you can claim any money back for a service included in your cover.

A waiting period applies when you:

  • first join, or re-join after some time without health insurance
  • change to a higher level of cover
  • get cover for additional services or increase your limits.

If you switch to us from another private health insurer, we’ll generally recognise any waiting periods you’ve already served for comparable extras.

You choose extras providers — not us

First, what exactly are extras providers? That’s just what we call the dentists, optometrists, chiropractors, physiotherapists and many other professionals who provide health services. Unlike some health insurers, we’ll pay the same benefits at all extras providers, as long as they are legally qualified to practise in Australia and have been recognised by ahm. So you choose your provider, not us.

No gap dental check-ups

We’ve struck a great deal with a number of dentists to offer you 100% back on dental check-ups.

Dental check-ups include only:
Periodic and comprehensive examination
Clean and polish or scale and clean
Fluoride treatment

Just a heads up, claims paid for dental check-ups come off your annual limit for routine dental which resets every financial year (1 July).

Find a participating dentist

Add hospital for comprehensive cover

Why not combine super extras with top hospital.

See top hospital cover

Great reasons to join

Loyalty rewards

On super extras you get more the longer you stay with us. Your annual claiming limit for some services will increase after you’ve been with us for 5, 10 and 20 continuous financial years. See the product guide for more information.

30 day cooling off period

It’s OK if you change your mind. Just let us know within 30 days of joining and as long as you’ve made no claims we’ll refund your premiums.

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PHI code of conduct

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen. We recommend you keep a copy of the product guide for future reference.