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Super Extras

If you want the best extras cover we have to offer

Claim more back with our highest level of extras cover
our top cover

The best we have to offer

Claim straight away on most extras such as Optical & Routine dental

loyalty rewards

Get more the longer you stay with us

Included in this cover
  • Routine dental
  • Optical
  • Diet & nutrition
  • Physio
  • Podiatry & Orthotics

This is a snapshot of this cover. For full details on benefits we pay, download more details.

Australian Government Rebate 26.791% Change
Lifetime Health Cover Loading 0%

Loyalty rewards

Get more the longer you stay with us

Super Extras offers loyalty limits. Your annual claiming limit for some services will increase after you’ve been with us for 5, 10 and 20 continuous financial years. See your Quick Guide for more information.

Add hospital for comprehensive cover

Why not combine Super Extras with Top Hospital.

View Top Hospital cover

What’s covered

Extras coverPer individualPer family
Routine dental--
Complex dental$1000-
Major dental$1100-
Orthodontics(Lifetime limit applies)$900-
Laser Eye Surgery(Lifetime limit applies)$900(per eye)-
Alternative & complementary therapies$400-
Health improvement$250-
Diet & nutrition$400-
Psychology & hypnotherapy$300-
Speech therapy$300-
Occupational therapy$300-
Eye therapy$300-
Orthotics & orthopaedic shoes$200-
Hearing aids$1600(every 3y)-
Pre & post natal services & birthing courses$300(per rolling year)-
Medical gases$1200-
Joint fluid replacement injections$640(every 3y)-
Travel & accommodation$300-
Outpatient procedure room fees$360(per procedure)-
Post-Operative & Medical Aids$300-
Emergency Ambulance--

Health insurers & waiting periods

A waiting period is a set amount of time you must serve before being eligible to claim for benefits on your cover. Waiting periods apply when you first join, if you rejoin after not having had health insurance for some time, or if you change to a level of cover that has additional services or higher benefits on services where a waiting period applies. If you’re switching from another private health insurer, we’ll generally recognise any waiting periods you’ve already served for comparable benefits.

Cooling off period

If you change your mind about your cover, it’s ok as we have a 30 day cooling off period. Just let us know within 30 days of joining that you want to cancel your cover and as long as you’ve made no claims we’ll refund your premiums.

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PHI code of conduct

*Price is for Single cover in NSWfor customers eligible for 26.791% Australian Government Rebate and nil Lifetime Health Cover loading. Rebate levels vary from 0% to 35.722% and payment by direct debit. Price current as at 1st April 2016 and subject to change.

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen. Read and retain a copy of the product quick guide for future reference.