Health insurance that’s more black and white

Private health insurance helps pay for health care that Medicare doesn’t cover. It’s split into two categories – hospital and extras cover. Depending on your needs, you can buy hospital and extras cover separately or packaged together. We’ve got heaps of different cover options, from basic to more extensive plans.

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Hospital products help with the bill for included treatments or services when you’re admitted to hospital as a private patient. Different products include cover for different procedures, so always make sure you check out what’s included, as well as any excess that might apply.

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Extras cover helps with the bill for things like dental check-ups, physio appointments, optical and more.

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Aside from helping with the bill for different health-related products and procedures, private health insurance can generally give you more choice. For example, having a policy with a health insurer like ahm means that if you need to go to hospital, you can be treated as a private patient, so you can generally choose the doctors and specialists you see – and even the hospital itself.

If you earn over the minimum threshold amount per year and don’t have appropriate hospital cover for you and all your dependants over the whole year, you may be charged the Medicare Levy Surcharge (MLS) at tax time. Join ahm hospital cover and you could save on the surcharge – simple.

Find out more here

Switching to ahm is easy. Simply join a cover that suits your needs and leave the paperwork to us.