Skip to main content
Show me price for single in NSW paying weekly

Basic plus hospital
& extras

essentials flexi basic plus

Hospital and extras package

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 25.059% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

Get up to $100 off after your first 60 days.

Offer ends 31 August 2019. Learn more

Get up to $100 off after your first 60 days.

Offer ends 31 August 2019. Learn more

Show me price for single in NSW paying weekly

Basic plus hospital
& extras

essentials flexi basic plus

Hospital and extras package

Basic hospital and popular extras, with some sweet bonuses.
Get treatment for accidents with some rehab, and these added services:

  • Dental surgery
  • Hernia and appendix
  • Joint reconstructions
  • Tonsils, adenoids and grommets

Includes limited medically necessary ambulance^ and accident override just in case.

You get a separate optical limit, with a bonus extras limit for things like dental, physio, chiro, osteo and remedial massage that goes up every year for 5 financial years. Sweet.

^TAS/QLD State schemes cover ambulance services for residents of those States.
Get up to $100 off after your first 60 days.

Offer ends 31 August 2019. Learn more

Get up to $100 off after your first 60 days.

Offer ends 31 August 2019. Learn more

Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 25.059% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

Extras

What’s included

Want extra extras?Check out lite flexi bronze plus 

Make the most of your extras

You’ll get one amount to use as you see fit on included extras each financial year. Plus, with essentials flexi basic plus you get a separate limit of $200 to spend just on optical. Limits apply per person, per full financial year. Sub-limits and waiting periods apply.

Know what you’ll get back

Use our benefit calculator to find out upfront what you’ll get back on your extras services. To see what we pay for each service view the product guide.

Stick with us and you’ll be rewarded

When you join

$700

Year 1

$700

Year 2

$800

Year 3

$900

Year 4

$1000

Year 5

$1100

As you can see above, the longer you stay with us, the more you’ll benefit. Your annual flexi limit for included extras will increase after you’ve been with us for one full financial year. This means you’ll get $100 more to spend on your included extras each full financial year you stay with us, capped at $1100 in year 5. The flexi limit is calculated by using the number of full continuous financial years the Principal Member has held an eligible cover with us.

Basic plus hospital

Hospital

The hospital component of this package includes the minimum standard clinical categories required for a ‘basic’ rating, ‘plus’ hospital services for dental surgery, hernia and appendix, joint reconstructions and tonsils, adenoids and grommets.

What’s included

On this product, we pay benefits towards the services below.

We’ll pay benefits towards all agreed hospital charges in a partner private hospital in a shared or private room. In a public hospital we’ll pay all accommodation charges for a shared room and benefits towards a private room. You may still incur out-of-pocket costs as a result of a medical gap for your doctors’ fees.

What’s restricted

On this product, we pay restricted benefits towards the services below.

We’ll pay all accommodation charges for a shared room in a public hospital. We’ll only pay limited benefits towards your stay at a private hospital or in a private room in a public hospital. You will incur significant out of pocket expenses if you are treated at a private hospital or stay in a private room at a public hospital.

What’s excluded

On this product, we don’t pay benefits towards the services below.

Hospital Excess

An excess is an upfront lump sum payment that you agree to pay towards the cost of your hospital stay or day surgery. You can reduce the cost of your health insurance by opting for a $750 hospital excess.

Supporting documents

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen.

Lifetime Health Cover loading and Medicare Levy Surcharge, still confused? Find out more

Common questions

Why ahm?

Straightforward private health insurance

We take a fresh approach to health insurance and cut out the complexity. Everything we do is about making things simpler, so you can make the most of what matters to you.

30 day cooling off period

Just let us know within 30 days of joining and as long as you haven’t made any claims we’ll refund your premiums. Simple.

Join in a matter of minutes

It takes just 5 minutes to join ahm, but who’s counting? Have these goodies handy and you’re set to go:

  • Your Medicare card
  • Visa, Mastercard or bank account details

Safe and secure payment

Pay by Direct Debit, MasterCard or Visa

Mastercard or Visa cards incur a 0.21% surcharge

Switching today?

Just tell us the name of your current health insurer and we’ll take care of the rest. Don’t worry, we’ll let them down gently.

More about how switching works

Private Health Insurance Code of Conduct
$- weekly