I’m looking for hospital cover
I’m looking for hospital cover
Bronze plus

core bronze plusHospital cover

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $93,000 or less per year).

We are customer satisfaction award winners!

I’m looking for hospital cover
I’m looking for hospital cover
Bronze plus

core bronze plusHospital cover

Our top bronze product and best in class. Including bonus services for added peace of mind like:

  • Back, neck and spine
  • Lung and chest
  • Plastic and reconstructive surgery (medically necessary)

You also get unlimited medically necessary ambulance^, accident override and no excess for dependants. It’s for those seeking a more comprehensive cover.

^TAS/QLD State schemes cover ambulance services for residents of those States.

We are customer satisfaction award winners!

Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $93,000 or less per year).

Hospital

This product includes the minimum standard clinical categories required for a ‘bronze’ rating, ‘plus’ hospital services for back neck and spine, lung and chest and plastic and reconstructive surgery (medically necessary) and more.

What’s included

On this product, we pay benefits towards the services below.

We’ll pay benefits towards all agreed hospital charges in a partner private hospital in a shared or private room. In a public hospital we’ll pay all accommodation charges for a shared room and benefits towards a private room. You may still incur out-of-pocket costs as a result of a medical gap for your doctors’ fees.

What’s restricted

On this product, we pay restricted benefits towards the services below.

We’ll pay all accommodation charges for a shared room in a public hospital. We’ll only pay limited benefits towards your stay at a private hospital or in a private room in a public hospital. You will incur significant out of pocket expenses if you are treated at a private hospital or stay in a private room at a public hospital.

What’s excluded

On this product, we don’t pay benefits towards the services below.

Hospital Excess

An excess is an upfront lump sum payment that you agree to pay towards the cost of your hospital stay or day surgery. You can reduce your health insurance premium by opting for a $750 hospital excess per person (up to a maximum of $1500 per couple/family per membership year).

Supporting documents

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen.

Lifetime Health Cover loading and Medicare Levy Surcharge, still confused? Find out more

Common questions

Why ahm?

Straightforward private health insurance

We take a fresh approach to health insurance and cut out the complexity. Everything we do is about making things simpler, so you can make the most of what matters to you.

30 day cooling off period

Just let us know within 30 days of joining and as long as you haven’t made any claims we’ll refund your premiums. Simple.

Join in a matter of minutes

It takes less than 3 minutes to join ahm, but who’s counting? Have these goodies handy and you’re set to go:

  • Your Medicare card
  • Visa, Mastercard or bank account details

Safe and secure payment

Pay by Direct Debit, Mastercard or Visa

Mastercard or Visa cards incur a 0.21% surcharge

Switching private health insurance?

Just tell us the name of your current health insurer and we’ll take care of the rest. Don’t worry, we’ll let them down gently.

More about how switching works

Private Health Insurance Code of Conduct(opens in a new tab)
$- weekly