I’m looking for extras cover

superExtras cover

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $90,000 or less per year).

Unlimited routine dental

Get on a first-name basis with your dentist (if you want to!)

No 2 or 6 month waiting periods

on included extras.

No gap dental check-ups

Available at select dentists.

Canstar logo

Canstar Outstanding Value Health Insurance Award winners

I’m looking for extras cover

superExtras cover

Unlimited routine dental

Get on a first-name basis with your dentist (if you want to!)

No 2 or 6 month waiting periods

on included extras.

No gap dental check-ups

Available at select dentists.

Canstar logo

Canstar Outstanding Value Health Insurance Award winners

Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $90,000 or less per year).

Extras

What’s included

You choose extras providers — not us

First, what exactly are extras providers? That’s just what we call the dentists, optometrists, chiros, physios and other professionals who provide health services. Unlike some health insurers, we’ll pay the same benefits at most extras providers, as long as they are legally qualified to practise in Australia and have been recognised by ahm. So you choose your provider, not us.

Know what you’ll get back

Use our benefit calculator to find out upfront what you’ll get back on your extras services. To see what we pay for each service view the product guide.

No gap dental check-ups

We’ve struck a great deal at select dentists to offer you up to 2 dental check-ups per financial year with no out of pocket costs (up to your annual limit).

No gap dental check-ups include:

  • Periodic and comprehensive examination
  • Clean and polish or scale and clean
  • Fluoride treatment
Excludes x-rays, tooth extractions and fillings. To learn more and find select dentists, visit our no gap dental page

Supporting documents

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen.

Common questions

Why ahm?

Straightforward private health insurance

We take a fresh approach to health insurance and cut out the complexity. Everything we do is about making things simpler, so you can make the most of what matters to you.

30 day cooling off period

Just let us know within 30 days of joining and as long as you haven’t made any claims we’ll refund your premiums. Simple.

Join in a matter of minutes

It takes less than 3 minutes to join ahm, but who’s counting? Have these goodies handy and you’re set to go:

  • Your Medicare card
  • Visa, Mastercard or bank account details

Safe and secure payment

Pay by Direct Debit, Mastercard or Visa

Mastercard or Visa cards incur a 0.21% surcharge

Switching private health insurance?

Just tell us the name of your current health insurer and we’ll take care of the rest. Don’t worry, we’ll let them down gently.

More about how switching works

Private Health Insurance Code of Conduct(opens in a new tab)
bucket of hot chips

Add hospital cover

A few of our best selling options for hospital cover.

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

Basic plus

essentials basic plus

Basic hospital essentials with some handy services.

Add cover
  • Basic category hospital cover.
  • Plus added services like dental surgery, hernia and appendix, joint reconstructions, tonsils, adenoids and grommets.
Bronze plus

lite bronze plus

Bronze with important stuff added-on.

Add cover
  • Bronze category hospital cover.
  • Plus added services like back, neck and spine, dental surgery, lung and chest.
Silver plus

classic silver plus

Solid-silver services with some further benefits.

Add cover
  • Silver category hospital cover.
  • Plus added services like heart and vascular system, sleep studies, insulin pumps.
Compare all options

*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 24.608% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.

$- weekly