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Comprehensive car insurance

Car insurance tips
07.11.25 | 2 min read

Cars don’t always play nice. One minute you’re cruising, the next ​​​​our bumper’s got a new dent or a rogue trolley’s trying out for a paint job. ​​​​ahm’s Comprehensive car insurance* is straight up, flexible, and here to help.

​Cars are great - until they’re not. Comprehensive car insurance can help you deal with some of life’s little bumps, from accidental damage to theft. So you can hit the road with less worries, and more peace of mind.

So, what’s Comprehensive car insurance cover* exactly? And how might it help in those “oh no” moments that seem to happen when you least expect them? Buckle up - we're here to help break it all down.

What’s Comprehensive car insurance?

​​Comprehensive car insurance gives you extra peace of mind by helping protect your car - and other people’s property - if something goes wrong, even if it’s your fault. Depending on the situation, it can cover things like:

  • Theft or attempted theft
  • Fire and weather damage
  • Vandalism
  • Accidents (including with uninsured drivers)
  • Damage to your car when it’s parked and unattended

It’s our most thorough cover, helping take some of the stress out of life’s little (and not-so-little) bumps on the road.

Here’s why:

1. Life is unpredictable
From hailstorms to potholes, some things are out of your control. ahm Comprehensive car cover* can help with certain unexpected events, so that you and your car can keep moving.

2. It covers more than just crashes
If your car is stolen, storm-damaged, or vandalised, ahm Comprehensive cover* can help with repairs or a replacement vehicle.

3. A little extra ​​​​peace of mind goes a long way
With cover that goes beyond the basics, comprehensive cover with ahm car insurance can help you hit the road with less worries, so you can feel a bit more prepared for whatever comes your way.

What’s included with ahm Comprehensive car insurance*?

With ahm Comprehensive car insurance*, you can enjoy features like:

  • ​​​​​Cover for accidental damage to your car
  • Damage to other vehicles or property, including legal costs, up to $20 million
  • Theft or fire damage
  • ​​​​​New car replacement for vehicles up to 24 months old
  • 24/7 emergency help
  • ​​​​​Optional add-ons like ​​​​​​roadside assistance or excess-free​​​​ windscreen cover

​​​Now that you’ve seen what’s included, you can explore your options with ahm car insurance by getting a ​​quick quote online(opens in a new tab).

Roadside Assistance is a separate service provided by Digicall Assist. Read the Roadside Assistance Terms & Conditions.

Always check the ​​Product Disclosure Statement (PDS) so you know exactly what’s included and if a product is right for you.

Things you should know

ahm health insurance is a business of Medibank Private Limited (ABN 47 080 890 259), who is the promoter of this insurance, as an authorised representative of Open Insurance Pty Ltd ABN 23 166 949 444 AFSL No. 451712 (Open) under AR 000286089. This insurance is issued by Open on behalf of the insurer, The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436. Medibank Private Limited and Open act as agents of Hollard and not on your behalf. Any information or advice provided is general information only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant combined ​​Product Disclosure Statement and Financial Services Guide and consider the ​​Target Market Determination to help you decide if the product is right for you.

*

Benefits subject to terms and conditions, including exclusions and limits (and sub-limits) of the insurance policy. When making decisions about the product you should always refer to the ​​Product Disclosure Statement and Financial Services Guide and the relevant ​​Target Market Determination.