Skip to main content
$- weekly

top hospital

Hospital cover

Cover me for:Price is for
cover in
per

top hospital

Hospital cover

Our top hospital cover includes everything from accidents to pregnancy, to hearts and brains, arms and legs.

From 1 April this product will be called ‘top hospital gold’. Find out more.

From 1 April this product will be called ‘top hospital gold’. Find out more.

Add extras and get a gift card up to $100 (after your first 60 days).

Offer ends 28 February 2019. More info

Add extras and get a gift card up to $100 (after your first 60 days).

Offer ends 28 February 2019. More info

top hospital

Australian Government Rebate 25.415%
Lifetime Health Cover loading 0%

Add extras and get a gift card up to $100 (after your first 60 days).

Offer ends 28 February 2019. More info

Add extras and get a gift card up to

Offer ends 28 February 2019. More info

From 1 April this product will be called ‘top hospital gold’. Find out more.

From 1 April this product will be called ‘top hospital gold’. Find out more.

Hospital

What’s included

Although these services are included, there still may be some out-of-pocket expenses as some doctors and medical practitioners charge more than what is set out in the Medicare Benefits Schedule (MBS).

More about out-of-pockets

A note on ambulance: Tasmania and Queensland have state schemes that cover ambulance services for residents of those states.

Lifetime Health Cover loading and Medicare Levy Surcharge, still confused? Find out more

Common questions

How to join

On average it takes 5 minutes to join ahm. But who’s counting? Just have these goodies handy and you’re set to go:

  • 5 minutes
  • Your Medicare card
  • Your payment details
Safe and secure payment

MasterCard or Visa cards incur a 0.21% surcharge

Switching today?

Just tell us the name of your current health insurer and we’ll take care of the rest. Don’t worry, we’ll let them down gently.
More about how switching works

30 day cooling off period

It’s OK if you change your mind. Just let us know within 30 days of joining and as long as you’ve made no claims we’ll refund your premiums.

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen. We recommend you keep a copy of the product guide for future reference.

Private Health Insurance Code of Conduct