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$- weekly

white classic

Hospital cover

Cover me for:Price is for
cover in
per

white classic

Hospital cover

Full of popular services, including heart, accident, ambulance, joint investigations and reconstructions and wisdom teeth removal in hospital.
Add eligible extras and we’ll waive any 2 & 6 month waits on extras plus get 1 month FREE after your first 60 days.

Offer ends 31 OctoberMore info

Add eligible extras and we’ll waive any 2 & 6 month waits on extras plus get 1 month FREE after your first 60 days.

Offer ends 31 October. More info

white classic
Australian Government Rebate 25.415%
Lifetime Health Cover loading 0%
Add eligible extras and we’ll waive any 2 & 6 month waits on extras plus get 1 month FREE after your first 60 days.

Offer ends 31 OctoberMore info

Add eligible extras and we’ll waive any 2 & 6 month waits on extras plus get 1 month FREE after your first 60 days.

Offer ends 31 OctoberMore info

Hospital

What’s included

# This does not include services that are partially covered or excluded from this product.

Although these services are included, there still may be some out-of-pocket expenses as some doctors and medical practitioners charge more than what is set out in the Medicare Benefits Schedule (MBS).

More about out-of-pockets

A note on ambulance: Tasmania and Queensland have state schemes that cover ambulance services for residents of those states.

What’s partially covered

We’ll cover some of the costs of the above items but not all, so you will end up with out of pocket expenses if you go to a private hospital or are in a private room in a public hospital.

More about out-of-pockets

What’s excluded

For these excluded services the cost of treatment won’t be covered at all. This won’t stop you from going to a public hospital as a public patient for treatment.

Lifetime Health Cover loading and Medicare Levy Surcharge, still confused? Find out more

Customise your cover

Want the saver option?

Pay less for your cover weekly by agreeing to pay a daily charge in addition to an excess, in the event you are admitted to hospital, including day surgery.

$200 per day

charged for a max of 5 days per admission

+
$500 excess

per person each membership year

  • white classic

    $0

    daily charge + $500 excess

  • white classic saver

    $200

    daily charge + $500 excess

Common questions

How to join

On average it takes 5 minutes to join ahm. But who’s counting? Just have these goodies handy and you’re set to go:

  • 5 minutes
  • Your Medicare card
  • Your payment details
Safe and secure payment

MasterCard or Visa cards incur a 0.21% surcharge

Switching today?

Just tell us the name of your current health insurer and we’ll take care of the rest. Don’t worry, we’ll let them down gently.
More about how switching works

30 day cooling off period

It’s OK if you change your mind. Just let us know within 30 days of joining and as long as you’ve made no claims we’ll refund your premiums.

Before buying any of our health insurance, it’s important that you read and understand the product information for the cover you have chosen. We recommend you keep a copy of the product guide for future reference.

Private Health Insurance Code of Conduct